Afterpay is an impeccable buy now pay later service. With sudden boost in the number and types of stores that accept Afterpay, it is now almost a disappointment if you figure out that the service is not available in your region. To further strengthen their customer base, Afterpay allows users to integrate different payment tools with it such as Chime and credit cards. This leaves us wondering, does Afterpay take Cash App card as well?
- Afterpay does not take Cash App or Cash App card for payments but major changes are expected in the coming years.
- Alternatively, Afterpay works with all major debit cards and credit card providers in the US.
- There are currently no BNPL service that supports Cash App prepaid card but you can consider Cash App own buy now pay later services for small purchases.
…and Much More!
Does Afterpay Take Cash App Card?
Afterpay is a service that allows you to make big purchases conveniently by providing an alternative to paying up front. You can divide the payment in installments and clear the bill over a period of weeks or months as it suitable for your pocket.
- Afterpay buy now pay later is available in both, online and physical stores.
As is the case with any other BNPL platform, Afterpay has to be linked to a source of funds. This can be a bank account, debit card or credit card. Digital wallets and mobile money transfer apps are on the rise as well so certain financing companies allow users to integrate apps like Chime, Apple Pay or Google Pay for payments.
Once such money transfer application is Cash App, a peer-to-peer payment platform that lets users easily obtain the cash card online and employ it for various activities.
Cash App card users are now wondering if they can integrate it with Afterpay just like a Mastercard, Visa or American Express. Unfortunately, the answer is no. Afterpay does not take Cash App card although things may change in the future, so keep reading!
Will You Be Able To Use Cash App With Afterpay In Future?
It is too early to say if you will be able to use Cash App with Afterpay in the future but there is some hope.
We know that Cash App is owned by Square and works with two different bank names. Moreover, the same company has bought Afterpay platform last year. However, this deal may take more time to be finalized and paid off.
- Once Square and Afterpay come together, it may be that Cash App will start supporting Afterpay buy now pay later service.
Square has made some official announcements as well. These indicate that Cash App users will soon be able to add it to Afterpay BNPL platform. It would be a game-changing moment to have Cash App cater to installment payments in coming months.
Cash Cards That You Can Use With Afterpay
Afterpay works quite smoothly with debit cards and credit cards from Mastercard, American Express, and Visa. If you are new to this, here’s how can add a new Cash Card to Afterpay through simple steps.
- Open your Afterpay account and log in using correct credentials.
- Click on My Account option given on the homescreen.
- Then proceed to click on Billings.
- Now you have to tap on Add a Payment Method.
- The next page will present you with two options: Choose Checking account or Add a Debit/Credit Card. Select the second one.
- Provide your full name, contact address, Zip code, and other necessary information. Review the data that you have added before clicking on Continue.
This will complete the process!
Now you can use the card at the time of installment payment. Since you have linked the card to Afterpay, they payments will be automatically deducted from your account. Therefore, make sure you always have sufficient funds to cater to this deduction.
Other Payment Methods That Afterpay Accepts
Besides debit and credit cards, you can use a checking account with Afterpay as well. This payment option can be added directly to the app. Afterwards, every transaction that you make between the two platforms may take up to 5 days to complete.
Does Cash App Work With Sezzle?
Perhaps the only BNPL service with which you can use Cash App is Sezzle. It too does not allow you to add Cash App account but you can use your Cash App card balance for purchases. Here’s how that works.
- Open your Sezzle account and click on Payment Methods.
- Then move on to tap Add a New Debit/Credit Card.
- In the next step, provide your Cash App card details.
Cash App is a prepaid card so it will show up in the corresponding section on Sezzle. You can then use it to pay off your existing installments. However, since most BNPLs do not accept prepaid cards, it means that you can not set Cash App card as your default payment method.
Note! Sezzle is known to work quite smoothly with digital wallets like Apple Pay and Google Pay. Therefore, we recommend using these instead.
Does Klarna Take Cash App?
You can choose to pay in installments with Klarna at various stores but Cash App can not be used as source of funds here. Other than that, all major credit cards and debit cards are accepted.
If you wish to use Cash app indirectly, it would be better to link the app with Google Pay or Apple Pay and use them as methods of payments instead. Both of these digital wallets accept Cash App card and you can make Klarna payments through them.
Can You Use Cash App With Affirm For Buy Now Pay Later?
Affirm is another BNPL service that is now accepted at multiple stores. You can link your debit cards and checking account with Affirm to make purchases. Affirm offers a savings account that can be used as well.
- With that being said, unfortunately, the platform does not support Cash App or Cash App card for payments.
You can send funds from your Cash App card to the debit card which you wish to use for purchases. The transfer can be completed instantly for 1.5% additional fee and without any charges if you choose standard transfer.
Similarly, you can also transfer funds from Cash App to bank account although that transaction may take up to 3 days. Therefore, be ready for the wait! Affirm also supports credit card use for payment but it is limited to certain purchases only.
Does Quadpay Take Cash App?
Quadpay or Zip is a famous Buy Now Pay Later service that has been in strong competition with Klarna over the years. The platform allows you to link debit cards, credit cards, or bank account for installment plans at various stores.
- Unfortunately, Quadpay does not work with Cash App or the Cash App card.
Alternatively, you can use Apple Pay with Quadpay but some of the features may be limited on this app as well. The best course of action is to link a bank account or Visa/Mastercard debit card for quick and smooth payments.
Note! There are number of BNPL services that do not support Cash App directly. However, you can always move the Cash App funds to linked bank account or debit card, credit card from where you can make the payments. This would put your Cash App balance to good use.
Why Should You Choose Afterpay Buy Now Pay Later?
Buy now pay later schemes are now widely available for purchase of different items including shoes, furniture, laptops, computers, jewelry, gift cards, and much more! They can help you afford expensive items by letting you pay for them in easy-to-manage installments.
Afterpay is one such platform that approved you for funding with a pre-approved credit limit. You can use it for purchases and then pay back the amount in terms of interest-free installments.
- It is easy to sign up with Afterpay service and the platform comes with additional features such as alerts and notifications to ensure you never miss a payment.
The credit limit that Afterpay will offer you depends on different factors. For example, you may be approved for a larger amount with good credit score and credit history.
Cash App Buy Now Pay Later – In a Nutshell
You don’t need to use any other BNPL service with Cash App since it has introduced payment plan for its customers that is now available at selected locations. You can get approved for this plan depending on your account history, payment history, Cash App use and how much you want to shop.
- Currently, Cash App supports purchases from various merchants as long as you shop within the range of $35 to $500.
Although this may not be enough to cater to large purchases, Cash App buy now pay later scheme is a good catch when you have to buy smaller items. It allows you to split the purchase into 4 equal interest-free payments that you can make over a period of couple of months.
Typically, the payments are deducted from your Cash App account automatically after every 2 weeks. If there is insufficient balance in your account, Cash App may deduct charges from linked debit card.
The Bottom Line
Buy now pay later websites and catalogues are growing in number and so are financing platforms like Afterpay that make it easier for buyers to afford larger purchases. BNPLs now work with different payment platforms as well but, unfortunately, Afterpay does not support Cash App so you have to consider other options.
- Typically, other BNPLs like Sezzle, Klarna, and Affirm also do not work with Cash App. Alternatives like Chime, Apple Pay or Google Pay or more popular.
Cash App is undoubtedly one of the best money transfer app that allows for quick direct deposits, overdrafting and much more. But, this is not a viable option to consider when you are looking for a payment method with buy now pay later schemes.
Frequently Asked Questions
Is Cash App card a prepaid card which I can not use with BNPL services?
Cash App is a prepaid card issued by the affiliated bank. It supports online and in-store purchases. Moreover, you can use it at ATMs as well for free withdrawals. However, Cash App card can not be linked with BNPL services like Affirm or Klarna for payments.
What cards can be used with Afterpay as alternative to Cash app Card?
Afterpay does not support Cash App card but you can use Mastercard and Visa debit cards as well as credit cards to make payments here. All of these cards must be issues by US-based banks.
Can I use Cash App card with Quadpay?
Currently, you can not use Cash App account or the prepaid card with Quadpay. It is, however, possible to link Cash App card with Apple Pay or other platforms that Quadpay accepts in order to fund the purchases.
Where can you use Cash app card?
All stores that allow the use of Visa debit cards also accept Cash App card. This holds true for online and offline purchases.
Can you borrow money with Cash App?
Cash App lets you borrow money for up to $200. However, this feature is under testing yet and may not be available to all accountholders.
Jamie Johnson is very enthusiastic Kansas City – based freelance writer, and her core expertise are finance and insurance. She has been endorsed on several personal finance, insurance & business website to share her thoughts. Her publications can be found on famous sites like Bankrate, The Balance, Business Insider, Chamber of Commerce and many others.
From many years, she served more than 10,000 hours of research and writing to more than 2000 articles related to personal finance, credit building, mortgages, and personal and student loans.