Money Tips

YourReflexCard.Com | Your Way To a Better Credit Score Quickly!

If you have been looking around for a good credit card but facing hurdles due to an average score, we recommend you check out YourReflexCard offer right now.

Did You Know? This card is launched by Continental Finance for those facing poor credit score.

Not only does the card gives you a chance of being approved quickly but also allows for lower fees, if you continue maintaining good credit habits over time period.

When it comes to Reflex MasterCard, you can choose the secured or the unsecured version.

In case of a secured credit card, the initial deposit is not very much. We will talk about this in the sections below.

First of all, let’s take a look at different perks & benefits that the card has in stock for you.

Why Should You Choose YourReflexCard?

Reflex Mastercard
YourReflexCard at a Glance
  • Easy Approval
  • Free Credit Score Check
  • $0 Fraud Liability
  • Credit Score 580 – 850
Check in Detail

We have already mentioned how Reflex card can help you improve your credit score. On top of that, you can use this card at millions of location around the US for dining, entertainment, and grocery purposes.

Initially, the card will typically offer a credit limit of $500. However, you can increase the credit line after just 6 months of responsible card use.

The card would also free you of the worry of fraud liability.

You will not be held responsible for the unauthorized purchases made via the credit card if you had already reported it missing or stolen.

Note! ReflexMasterCard reports to all the three major credit bureaus. That is the reason why we consider it so reliable when it comes to improving credit score.

Lastly, you will have access to FREE credit score check.

This may not be regarded as a huge perk by many customers but the truth as that keeping an eye on your report is important if you wish to fix the mistakes that you are making.

ReflexMasterCard – Highlights

In order to apply for the Reflex card you need to have a credit score of 580 or more.

However, if you have maintained a good credit history or you get a pre-approved mail offer, it increases your chances of being accepted even if you have a lower score.

The next important thing to talk about is the annual fee. In case of the unsecured card, the fee tends to be higher. It is almost $99 for this card but the actual amount depends on your credit worthiness.

Interest rates may also seem to be at a higher end. You will have to 25.9% to 29.99% for late payments. That is a lot as compared to some other competitive credit cards in the market.

The bank also charges returned payment fee of $40 and additional cardholder fee that can be up to $30. You need to keep these expenses in mind when applying for this credit card.

How To Apply For Reflex Credit Card?

If you have made up your mind about this card and now you want to apply for it, we will let you know how to do it easily and quickly. Luckily, the card is free of any complications when it comes to filling out the application form.

However, the first thing you need to decide is whether you want to go for the secured card or the unsecured one. The decision is rather simple. Secured cards are for those with a broken score and require you to enter a security deposit. In case your credit score is in good shape, you should definitely go for unsecured card instead.

Now the next thing to do is to visit their official page at and enter the reservation code. This is the main page offered by the bank for credit card applications.

Here the form would ask you to provide the following details:

You would also need to mention if you have an active checking account or not. After you have provided all the data needed for credit card application, you need to check the boxes that mentioned that you are above 18 years of age, a legal resident in the US, and you agree to the terms mentioned in credit card application form.

This completes the process! Now you patiently wait to hear a reply from the bank.

Is It Legit Or Scam?

A credit card can make or break your credit score. Therefore, users often think a lot before applying for a card as they want to only get the one that is completely reliable.

Fortunately, Reflex Card is legit and you can find many reviews online that would prove this. For example Rose, a years long customer commented on the internet:

“This card is very useful to those who are in a certain situation and I love it! I do wish it has a chip as some retailers do not accept chip-less cards but most do not care and of course, for amazon shopping, pay bills, and other online shopping payments it works perfectly fine.”

You can always go through review sites before applying for this card. Furthermore, you can choose to contact the bank immediately in case you face any issues with credit card application or use.

Final Note

It is a bummer that Reflex Card does not carry any rewards.

However, it is a great opportunity to fix your credit score fast. In fact, that is the major reason why the customers love it so much!

If you remember to make due payments on time, keep a check on your credit report, clear off debts, and maintain a good credit use ratio, you would be able to see an improvement in your score in no time.

Nonetheless, you can always compare the credit card options you have in the market. This is because there are many cards available to those who want to boost their score and Reflex card is one of them. If you realize that the card would suit all your needs then you can safely rely on it for a good experience.

Frequently Asked Questions

Is Reflex credit card a legit option for those who wish to rebuild their credit score?

The Reflex card is a very safe credit card that you can rely on if you are struggling with a poor score. The only downside is that it is a bit expensive to maintain so you must be on your best behavior, make timely payments and maintain a low credit utilization ratio to avoid penalty APRs.

What credit score is required to be approved for Reflex Mastercard?

You require a credit score of at least 580 to apply for a Reflex credit card. However, an acceptable score only provides you with decent approval odds. The score does not guarantee that your application would be accepted. The credit card issuers need to check out a number of other factors before drawing a final decision.

Can I expect a credit line increase with a Reflex card?

Yes! The Reflex credit card does allow for credit limit increase. However, it is only possible once you have had the card for more than 6 months. The authorities will then look at your spending habits and credit card use before approving your credit line increase.

Can I make reflex credit card payments via phone?

You can make the payments by calling 1-800-518-6142. This is a convenient way to clear bills if you do not know how to use online portals.

I applied for Reflex Mastercard. How long will it take to get my card?

It depends on whether your application is accepted or not. Although the reflex card is open to those with average credit score, you still need to apply and wait for the authorities to go over your form.

If your request is accepted, you would hear from the bank within 2 weeks. In fact, the card and other essentials will be mailed to you in this period as well. On the other hand, if your application is turned down, you will be notified by mail within 10 to 14 days.

Is Reflex Mastercard costly to maintain?

Unfortunately, there are a number of fees associated with the Reflex card. This is common for all credit cards that are available to those with a poor credit score. Since the bank is trusting you with a loan in form of a credit card, it has to ensure that you realize the importance of making timely payments and using the card with a responsible behavior.

Does the Reflex card charge a foreign transaction fee?

Yes, you have to pay an additional fee when using a Reflex card outside the United States. The foreign transaction charges are 3% so you need to keep in mind when applying for the card.