Finance

Shopping Sites That Accept eChecks Personal Checks For Purchases

Most people who choose to shop online tend to do so via credit or debit card. Another reliable option is to pay for shopping through a checking account. When all else fails, it may be a smart move to know about shopping sites that accept eChecks personal checks for clothes, jewelry, electronics, and much more! 

What Will We Talk About Here?
  • You can use shopping sites that accept eChecks personal checks as alternative to paying via credit card, debit card, or cash.
  • Some of the sites that offer such service include Amazon, QVC, B&H, and more.
  • Other stores like Home Depot, Costco, or Gap do not accept personal checks or eChecks.

…and Much More!

Shopping Sites That Accept eChecks in USA

Here’s an extensive list of stores that let you pay through personal checks by mail or eChecks via PayPal and bank transfer. Some of these accept both options, while others take only one. Let’s have a look! 

Amazon

  • Amazon does not accept personal checks, but you can pay through eCheck via bank transfer. It is one of the best shopping sites that accept eChecks. 
  • You can choose this payment option by proceeding to the Shipping & Payment stage and tapping on Add a Checking Account. 
  • To complete the procedure, you must provide your account and routing number, as well as your driver’s license or state ID. 

eBay

  • You can pay here with a physical check or an eCheck (with or without PayPal).
  • The payment method, however, varies with the seller, as some do not accept personal checks while others do. 
  • You will see the available options on the checkout page. 

Walmart

  • You can shop online with e-checks through PayPal here. 
  • You will be given the option to choose PayPal at the checkout page. 
  • Customers also have to select the bank account as their payment method. 

Wayfair

  • You can pay here using a physical check, eCheck, and PayPal. 
  • The option to select PayPal for payment will appear on the checkout page. 
  • The store will hold your order for up to 2 weeks from receiving the check until it is clear. 

Nordstrom

  • This store offers the option to pay via eCheck. 
  • You may also be requested to submit the routing and account numbers to complete the payment. 
  • It has an extensive online store offering a range of items you can be paid for with eCheck. 

QVC

  • QVC accepts physical checks as well as eChecks via PayPal. 
  • You must choose PayPal at the checkout or tap on Check/money order. Then proceed to select place order. 
  • Users have to provide the contact address, order number, etc. 
Note! If the check is not delivered to the QVC within 10 days, the site may cancel your order.

B&H

  • It also accepts physical checks and eChecks via PayPal. 
  • To complete the payment, you must choose PayPal at the checkout or call their customer support service at (800) 606-6969 to set up payment via personal check. 
  • B&H will provide you with instructions on how to create the quote and mail it to them.

Dell

  • Being one of the largest computer shops, it is a blessing that Dell also accepts eChecks. 
  • You can opt to pay using this method at the checkout point. 
  • You can shop at Dell directly through the online banking website with a registered account. 

Vistaprint

  • The stores take both physical checks and eChecks via PayPal. 
  • You must select PayPal on the payment checkout page. You can also mail a paper check, but this option is available for orders over $10 only. 
  • If you are sending a paper check, you must mail it to Vistaprint Netherlands B.V. P.O. Box 842882, Boston, MA 02284-2882, USA. 

Appliances Connection

  • This shopping site accepts both physical checks and eChecks via PayPal. 
  • You can choose the payment method by selecting PayPal at the checkout. Alternatively, users can also call (800) 299-94670 to set up payment through personal check or inquire in case of any confusion. 
  • The check may take up to a week to clear. 

Brandy Melville

  • You can use eChecks via PayPal here. 
  • The option to select PayPal will be shown to you at the checkout point. 
  • You can choose the bank here and then select PayPal as the payment method.

Oriental Trading

  • You can pay here with a physical check and eCheck via PayPal. 
  • You must select PayPal at the checkout, print it out, and mail it to the Oriental Trading order form along with the check. The address is Oriental Trading Co, Inc., P.O. Box 2308, Omaha, Nebraska 68103-2308. 
  • Users must print their contact address on the check or write it down. If a check is returned due to insufficient funds, an additional $20 charge will be incurred. 

Cabela’s

  • Cabela accepts both physical checks and eChecks. 
  • You can set up this payment method by contacting the customer support team at (800) 237-444. 
  • You can also place the order by mail at Cabela’s Order Processing, 2500 E Kearney St., Springfield, MO 65898. 

Milanoo

  • This shopping site only takes eChecks through both PayPal and bank transfers. 
  • The official website guides skillfully on using eChecks for payments here. 
  • Unfortunately, it does not accept personal checks. 

Overstock

  • You can pay with eCheck at Overstock. 
  • The stores will request you share the account and routing numbers to complete the transfer. 
  • You can shop a wide variety of items here. 

AVON

  • You can shop online at AVON using eCheck to pay for your purchases. 
  • According to some reports, you can also use PayPal here, but it would be better to confirm with official representatives beforehand. 
  • Alternatively, customers can use a checking account to pay here. 

Update! Ali Express has been added to the list of online stores that accept eChecks.

List of Stores That Do Not Accept eChecks or Personal Checks

There are shopping websites that stick to only purchases via debit or credit cards such as Mastercard, Discover, or Visa. We have listed some of the names below.

  • Big Lots
  • Costco
  • Home Depot
  • Staples
  • Sears
  • Tiger Direct
  • Kohl’s
  • Groupon
  • Gap
  • Old Navy
  • Foot Locker
  • Staples

Alternatives To Shopping Sites That Accept eChecks Personal Checks

As you can see, there are several websites that we have talked about above where you can pay through checks or personal checks. However, if these aren’t suitable for your shopping needs, here are some alternatives you can check out. 

Stores That Take PayPal

Most of the stores we have talked about accept eChecks through PayPal, and only a few online stores accept eChecks without PayPal. You can also use this platform to pay directly with your checking account. 

You need to verify the connection, and then you are ready! Some stores that accept PayPal include Wayfair, Walmart, Walgreens, Target, Macy’s, BestBuy, Apple, Nike, Nordstrom, Overstock, and many more

Buy Now Pay Later Stores

The number of stores offering buy now pay later schemes has drastically increased over the last few years. 

These tremendously aid customers’ purchases by allowing them to pay for something later in instalments with flexible terms. Most of these still need to perform a credit check. You can look into these as alternatives to stores that accept eCheck personal checks. 

Payment Plan Options

Payment plans are a type of delayed financing in which you can shop and pay through flexible plans, such as no-credit-check iPhone financing or no-money-down plans

You can look around for stores with progressive leasing if you want to make the best out of flexible payment plans. 

The Bottom Line

So this was all about shopping sites that accept eChecks and personal checks for purchases. 

Although you may find it useful in some instances, keep in mind that payment via check may take up to a week to complete, and there is time required for mailing it in as well. 

Therefore, most people prefer to look into alternatives to shopping sites that take personal checks or eChecks. In this regard, places that accept PayPal are beneficial!

Frequently Asked Questions

What are the online platforms where you can use eCheck? 

You can shop online with e-check at several stores. Some prominent names include Amazon, Macy’s, Walmart, Target, and eBay. 

Can I buy things online with personal checks? 

Yes, using personal checks to pay online through PayPal is quite convenient. Most of the big retailers allow customers to pay with electronic checks. 

What online stores accept routing and account numbers?

Yes. You can use the account number and routing number to pay for things online, send money to other user’s accounts, and set up direct deposits. 

What online stores accept electronic checks? 

Many online stores, such as Amazon and Target, have started accepting electronic checks. 

Are there jewelry stores that accept eChecks?

Some jewelry stores where you can pay with eChecks include Jewelrypoint.com, Jamesallen.com, and Stellar Jewelry. 

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