What is you don’t want to look into different credit card issuers to find the perfect card? If a single platform looks more reliable to you, it is time to consider usbank.com/myoffer.
Currently, US Bank offers multiple credit cards for customers with good credit score. Moreover, it also has a number of options if you wish to improve your score over time. Most of these come with affordable APR and $0 annual fee.
If you have received a mail offer, you should visit usbank.com/myoffer to check out its term and become a cardholder right away with a simple application process.
Credits Cards at usbank.com/myoffer
In order to respond to mail offer by US Bank, you need a good credit score and you must be a legal resident in the US over age of 18 years.
Once you are on this platform, you would realize the variety of credit cards that it offers. You can look into all these individually to decide which one suits you best. Here’s a summary of fees, pros, and cons associated with each US Bank credit card.
1. US Bank Visa Signature Credit Card – Best For Cash Back Rewards
- No annual fee
- Cash back rewards
- Amazing sign up bonus
- Credit Score740 – 850
Required Score: Good to Excellent
Annual Fee: $0
Purchase APR: 13.99% to 23.99% (Variable)
Why You Should Choose This Card
Once the introductory period is over, the APR would be variable of 13.99% to 23.99%.
Perhaps the biggest advantage of getting this card is that it offers a whooping 5% cash back when you spend $2,000 on combined eligible purchases. You can choose up to two categories after every 4 months.
2. US Bank Altitude Go Visa Signature Card – Best For Bonus Points
- Excellent sign up bonus
- 4x bonus points on eligible purchases
- 0% introductory APR
- Credit Score 740 – 850
Required Score: Good to Excellent
Annual Fee: $0
Purchase APR: 14.99% to 23.9% (Variable)
Why You Should Choose This Card
Most customers are inclined towards applying for this credit card considering the amazing sign-up bonus it offers along with the benefit of winning 4X point on food delivery, dine-in and 2X points on grocery shopping, fuel points, and streaming services.
As for the sign-up bonus, you can bag 20,000 points by spending only $200 in the first 3 months of becoming a cardholder . Furthermore, you will get $15 credit on purchase of annual streaming services like Netflix or Spotify.
The last advantage of choosing this credit card is that you will not have to worry about interest charges for the first year. It has 0% introductory APR on purchases and balance transfers for first 12 months.
3. US Bank Altitude Reserve Visa Infinite Card – Best For Travel Rewards
- 3x points on travel
- 5x points on car rental
- Affordable purchase APR
- Credit Score 740 – 850
Required Score: Good to Excellent
Annual Fee: $400
Purchase APR: 16.24% (Variable)
Why You Should Choose This Card
Although the hefty annual fee here is a huge drawback, the card does offer a number of other perks as a compensation.
Cardholders can win 5X points by booking car or hotel via Altitude Reserve Visa credit card. They can also earn 3X points on purchase related to travel, food delivery, food takeout, dining, etc.
4. US Bank Visa Platinum Card – No Annual Fee
Required Score: Good to Excellent
Annual Fee: $0
Purchase APR: $14.49% to 24.49% (Variable)
Why You Should Choose This Card
Like most other credit cards offered by US Bank, the Visa Platinum card also does not charge any annual fee. On top of that, it has been approved as one of the best cards for user’s convenience.
In contrast to other cards, US Bank Visa Platinum card retains 0% introductory balance for the first 20 months. This means you have ample amount of time to pay off debt without incurring interest charges.
Moreover, the card comes with Cell Phone Protection. This features ensures that your online account is safe and private when you use it pay your cellular bills every month. Perks like these have become important considering the increase in rate of cyber crimes over the years.
5. US Bank FlexPerks Gold American Express Card – Best For Sign-Up Business
Required Score: Good to Excellent
Annual Fee: $85
Purchase APR: 15.99% to 22.99% (Variable)
Why You Should Choose This Card
This is another outstanding option if you wish to cash a great sign-up bonus. With FlexPerks Gold American Express card, you can win 30,000 FlexPoints by spending $2,000 within the fist 4 months of becoming a cardholder. These points are equivalent of $450 in travel redemption.
Other than that, FlexPerks also offers 5X points on booking car or hotel via Altitude Reserve Visa credit card. They can also earn 3X points on purchase related to travel, food delivery, food takeout, dining, etc.
6. US Bank Secured Visa Card – Best Choice To Rebuild Credit
Required Score: Good To Excellent
Annual Fee: $0
Purchase APR: 18.99% (Variable)
Why You Should Choose This Card
This card may not come with any cash back rewards or travel points but it regularly reports to all three major credit bureaus that can help you rebuild credit score fast.
Since this is a secured credit card, you submit an initial security fee for easy credit card approval. It does not carry any annual fee. If you simply maintain good spending habits with US Bank Secured Visa card, you will be able to see substantial improvement in the look of your credit report.
Why Should You Choose usbank.com/myoffer
Offers Variety of Credit Cards
US Bank is providing a number of popular credit cards to legal residents in the US. Each of the cards carry different perks and therefore it is suitable for different type of consumers.
If someone is interesting in gathering travel perks, the bank offers FlexPerks Travel Rewards Visa Signature credit card. On the other hand, usbank.com/myoffer presents Cash 365 American Express card for customers who want to win some cash back.
Note! US Bank reserves the right to change credit card interest rates and other charges as per need. Customers will be notified when there are alteration in fees or Account terms.
Easy Application Process
You simply need to provide the invitation number and ZIP code in order to complete credit card application. There is no lengthy form for you to fill out that will save considerable amount of your time.
You Are In Safe Hands
All the information that you share with the bank will be kept secure and private. You don’t need to worry about the personal data that you share when applying for a credit card.
Furthermore, it provides commendable customer support service. Therefore, if you have any query or issue, you can immediately get in touch with their representative in order to sort it out.
Only For Customers With Good Credit Score
All credit cards offered here require good to excellent credit score. Therefore, it is not the place that would entertain guests with a poor credit report and they should look elsewhere.
Some Cards Have Very High Annual Fee
Although a number of credit cards here do not carry any annual fee, the ones that do are difficult to maintain since the fee is very high. For example, Altitude Reserve Infinity credit card carries an annual fee of $400. This is much more as compared to other high-end credit cards that come with travel rewards.
How To Respond To Mail Offer at usbank.com/myoffer
US Bank sends out offers to consumers via mail. This is reserved for people with good credit score.
You can access and proceed your credit card mail offer at usbank.com/myoffer. Each applicant needs to provide a confirmation code and the zip code.
Once you have provided the relevant data, it will take less than 2 minutes to submit the application. Moreover, the bank may take 10 to 14 days to reach you with a final decision.
Is It Safe?
US Bank credit cards are reliable and safe to use. The institute has provided credit cards to thousands of users in the US. Furthermore, it provides $0 fraud liability and places utmost importance into safeguarding their customer’s personal information.
How To Get In Touch!
Any customer who is having issues with application process or wants to get an immediate response to a query should call (800) 872-2657.
Furthermore, the bank entertains written queries as well. The office is located at “800 Nicollet Mall Minneapolis, MN 55402 United States”. The head office can be reached by calling 651-466-3000.
Wrap Up
It is obvious that usbank.com/myoffer is open only for customers who have maintained a good credit standing. There are only a hand full of choices that help in credit rebuilding.
However, since the bank lets you choose from multiple options, it is up to you how you want to enjoy credit cards perks. On top of that, pre-approved mail offer further simplifies your goal of becoming a credit cardholder with US Bank.
All in all, if you are looking for a good place to cash your excellent credit score, US Bank will prove to be reliable and fruitful. Why don’t you give it a try and share your experience with us in the comment section. Look forward to hearing about your reviews. Best of Luck!
Frequently Asked Questions About usbank.com/myoffer
Do I need a good credit score to apply for US Bank credit card?
US Bank offers a variety of credit card. Each of them require a different score for application. VISA Signature credit card is the best one on this platform and it need excellent score to improve the odds of being accepted.
Is it easy to get approved for credit cards offered by US Bank?
US Bank does offer a couple of easy-approval credit cards. You can apply for US Bank Secured Visa card if you are worried about rejection. However, keep in mind, that better the credit score, better will be your chances for approval.
Would US Bank increase my credit limit automatically?
Yes. US Bank authorities will review your account after 6 months to decide whether you deserve a credit line increase or not. If you are eligible the bank would approve the credit limit automatically. You can also request the credit line increase over phone or online.
Does US Bank perform a hard pull when offering credit line increase or approving a credit card?
Yes. The bank has to do a hard pull when you submit a request for a credit limit increase or credit card application.
Can I get instant approval from US Bank?
US Bank often provides instant approval to customers with good credit history. However, in some cases, the bank may need to verify the information that you have provided to them. When this occurs, the authorities will need at least 10 to 14 business days to reach a final decision.
Jamie Johnson is very enthusiastic Kansas City – based freelance writer, and her core expertise are finance and insurance. She has been endorsed on several personal finance, insurance & business website to share her thoughts. Her publications can be found on famous sites like Bankrate, The Balance, Business Insider, Chamber of Commerce and many others.
From many years, she served more than 10,000 hours of research and writing to more than 2000 articles related to personal finance, credit building, mortgages, and personal and student loans.
