The last thing we want to do on a payday is waiting in long lines at a bank to cash it. Thankfully, with over 9000 locations in the US, Walgreens cash payroll checks have become the relief that you were looking for. Let’s explore in detail the check cashing services that Walgreens has to make your life more convenient!
- You must present your ID card for verification in order to cash a payroll check at Walgreens.
- Walgreens offers cash back on credit cards, ATM withdrawals, and check cashing services at certain locations as some of the ways to get cash at the store.
- There are no fees to cash a check at Walgreens but there is a limit on how many you can cash per day.
…and Much More!
Does Walgreens Cash Payroll Checks
Payroll and government checks can be cashed at Walgreens for as much as $2500 per day, but not all states offer this service.
Besides that, you can not cash other types of checks at Walgreens, including cashier’s checks, personal checks, insurance drafts, and money orders. Another convenient way is to transfer the payroll to bank account to easily access the money.
Why Doesn’t Walgreens Cash Other Types of Check
Walgreens does not offer cash checks. This is because previously Walgreens has faced some concerns.
1. Risk of Forged Checks
Walgreens is a pharmacy, not a bank, so it poses a high risk. Walgreens processes checks and offers money orders as a component of its operations.
But there are dangers involved when cashing a check at Walgreens. For instance, it’s possible that the client who is cashing the cheque needs more finances to cover it.
2. Scams and Frauds
Cashing a check at Walgreens may expose the customer to identity theft and other frauds. As the check might have been snatched, modified, or written for an excessive amount, the customer usually needs to be certain that their check was fake.
The customer may become vulnerable to identity theft and other frauds after cashing a check at Walgreens. Walgreens shop clerks must be more experienced in identifying fake money orders and cashier’s checks.
3. Criminal Activities
People engaging in illegal activities, such as drug dealing, may cash a check at Walgreens since checking accounts seem much safer than carrying huge amounts of cash. These individuals would provide fake identities and addresses to fabricate information about where they were at the time.
You risk being unjustly convicted of criminal conduct if it can be linked to your account and location because Walgreens employees do not know your genuine identity or address.
4. Unethical Conduct
If you cash a check at Walgreens, those trying to con you might act in an inappropriate way.
For instance, they can pose as a friend, client, or relative and request money be delivered to them by money order because Walgreens does not verify their legitimacy or authenticity before paying cashier’s checks.
5. Fraudulent Checks
Since money order fraud is a perfect crime, it is a sad reality today. Scammers usually make off with victims’ money and are extremely challenging to find.
If a check writer offers a fake check to a customer in exchange for cash, they risk defrauding them, and the bank will reimburse their money if the crime is uncovered.
Things You Need to Cash a Check at Walgreens
- Valid check
- a valid form of identification
- Your name, image, and signature must be on the ID.
Cash a Payroll Check At Walgreens – Step By Step Guide
You can cash your payroll check at Walgreens by just following this guide. It is quite a simple process and can be done without any hassle.
- Visit a bank or credit union to ensure your account is in excellent standing. By doing this, the check won’t bounce and incur a fine for becoming overdrawn.
- Consider visiting a payday loan shop if you need a checking account. Payday loans include small amounts of money that need little to no documentation and no credit checks. As soon as you receive payment, you repay the loan.
- Checks can be cashed for a small cost, such as $5, at several credit unions and banks nationwide.
- When the bank can verify that the check is genuine and not a counterfeit, they will deposit it in the system and deduct the money from your account.
- However, completing this step may require as many as ten days.
Walgreens Charges to Cash a Check
Walgreens does not have a check cashing fee. However, there’s an additional $5 fee for every $100 the check is for if it is worth over $500.
Restrictions on Cashing a Check At Walgreens
Check cashing options at Walgreens are subject to some limitations. To cash a check, you need to be at least 18 years old and have an official identification.
Steps to Choose The Right Walgreens Cashing Location
Selecting the proper Walgreens check cashing location is essential whenever you require cashing a check. Here are some suggestions on how to pick the best one.
- Check the hours before visiting Walgreens, as not all provide check-cashing services.
- It would be best to look for a nearby location so the store is easily accessible.
- Check to see whether there is check-cashing assistance available at the site. You certainly want to avoid standing in line solely to discover that nobody is at the counter to help consumers.
- Ask whether there are any restrictions on the size or number of checks they may cash. Only write a check at a manageable size to fit through the handle.
Other Ways To Get Cash At Walgreens
There are plenty of other methods to get cash at Walgreens besides having checks cashed. For instance, using a credit card that gives cash-back incentives on in-store purchases could be a way to put more money in your pocket.
- If not, cash withdrawals are available through many ATMs found in Walgreens stores.
When you need cash quickly, Walgreens is a great location to visit. There are various straightforward ways to get cash from the store, including cashing checks. To learn more about Walgreens’ services, visit the Walgreens website!
Does Walgreens Offer Other Money Services
There are some additional services that Walgreens offers
1. Money Orders
At Walgreens, money orders start at $1 each. A money order may only be for $1,000 in total. So, keep this thing in mind.
2. Gift Cards
Walgreens offers gift cards in three different dollar amounts. These are denominations of $25, $50, and $100. They can be bought in person or online, but they cannot be reloaded once they run out.
3. Money Transfers via Western Union
Sending money to someone who has a Western Union account or who can pick up cash is possible with this service. The customer’s name, address, and 11-digit permanent ID number are required if you are sending the money.
You must provide Walgreens with the MTCN number on your payment receipt to make payment for any transfer. However, keep in mind that Walgreens does not sell money orders.
4. Prepaid Debit Cards
Starting at $5, Walgreens sells prepaid debit cards. Prepaid debit cards come in four tiers, with the entry-level card being free for clients who sign up for a direct deposit or possess a Walgreens Red card.
The top order, which costs $29.99 a month, offers limitless charge refunds, roadside assistance, hotel savings, and protection against loss or theft.
5. In-Store ATMs
You will find ATMs installed in almost all Walgreens locations where you can withdraw money anytime.
6. Passes For Public Transportation
Walgreens also sells local public transportation passes or tickets for almost all the major cities in the United States. You can check out the local transit authority website to confirm if Walgreens will offer a ticket for it or not.
The Bottom Line
If you want to ensure that your account is in excellent standing and that the check won’t bounce, cash it at a bank or credit union rather than Walgreens. As a result, you’ll avoid having to pay overdraft fees and be shielded from scams and identity theft.
Moreover, as you can see, Walgreens’ check cashing services are relatively small. Whether this will improve in the future or not is something only time can tell. For now, it is risky; therefore, many retail and grocery stores have discontinued the facility.
Frequently Asked Questions
What to do if the cashier can not cash my check at Walgreens?
A different Walgreens location may assist you if the cashier needs help to cash your check. A bank or credit union are other options, and trying a different pharmacy chain.
What should I do if I lose my check?
If you’ve misplaced your check, contact the number on the back to ask whether they can cancel it or provide an address to send you a new one in the mail. When someone else knows what happened with that specific item, try contacting the other stores if not.
Where can you cash your check?
Banks, credit unions, payday advances, and stores are the most common options that allow for check cashing. Grocery stores and retail stores offer this facility as well, but ever since the frequency of scams has increased, many stores have discontinued the service.
Jamie Johnson is very enthusiastic Kansas City – based freelance writer, and her core expertise are finance and insurance. She has been endorsed on several personal finance, insurance & business website to share her thoughts. Her publications can be found on famous sites like Bankrate, The Balance, Business Insider, Chamber of Commerce and many others.
From many years, she served more than 10,000 hours of research and writing to more than 2000 articles related to personal finance, credit building, mortgages, and personal and student loans.