Finance

Cash App ATM | Is The Withdrawal Free Or Has Additional Charges?

Cash App works great for online transfers and quick deposits. It now even offers loan to its customers with flexible terms. But, are things with Cash App ATM convenient as well?

What Will We Talk About Here?
1. Cash App card can be used on any ATM all around the world.
2. You can carry out Cash App ATM withdrawal for FREE by making $300 deposit in your account every month.
3. You can cash out using Cash App card by Insert your cash card in the ATM>enter your PIN>chose the amount required>collect the money>finish.


…and Much More!

Cash App ATM – Where and How?

Cash App allows you to cash out at multiple ATMs. Like a typical withdrawal, all you need is the debit card and your secret PIN.

  • You can use a Cash App card at every ATM.

This has no restrictions unless the bank is reserved for its customers only.

The only drawback for using a Cash app ATM is that it’s going to charge you some extra fee, withdrawn from your Cash app balance. This sometimes also includes the ATM charges separately.

The Amount of Fee Charged At Cash App ATM

The fee charged at every transaction from your cash card using ATM varies from location to location.

  • It is $2 approximately.

This means for a single transaction of $100 the ATM will charge you $102 out of your balance. 

Withdrawing Money For Free Using Cash App ATM

 The ATMs charge you a fee every time you withdraw cash using Cash Card but there are a few tricks that you can use to avoid using the card for the cash out.

  1. You can deposit $300 after every 31 days in your Cash App Card. This will not only give you a free-of-charge withdrawal but also returns your 3 days withdrawal fee.
  2. You could transfer your money on a debit or credit card and then use the card at an ATM this won’t charge you any fee but it would take a few days.

Extra Reading

How to Apply For a Cash Card?

Now that you know what you can do with a cash card, you might want to know how to apply for one.

The process is easy and quite convenient

  1. Open cash app on any device (iPhone or Android).
  2. Select the cash card option on your screen.
  3. Click the “get free cash card” option.
  4. You can either customize your card or let the bank do it for you
  5. Enter all the required information like first and last name, your email address, etc.
  6. Then apply, you will receive your card in 10 business days.

Can You Deposit Money on Cash Card Through ATM?

Unfortunately, you cannot deposit any money through an ATM. It is not supported by ATM deposits so all you can do is make transactions using ATM. 

Ways To Put Cash In Your Cash Card

There are certain ways that allow you to transfer money into your Cash App card.

  1. You can use your Debit Card to put cash in the Cash App.
  2. You can go in-store and deposit money on the card.
  3. Use an ATM that is near to your location to avoid extra ATM charges.
  4. You can transfer the money to your bank account and then withdraw them from the bank.

Note! The extra transition fee charges of $2 or ATM charges of $1.50 won’t be mentioned anywhere in your transaction process so be careful while withdrawing money.

The Bottom Line

Cash App card is a customizable debit card and can be used online or in-store where Visa is accepted. You can make transactions using an ATM but this will cost you a fee. There are ways to avoid this fee but all these ways have their drawbacks.

Frequently Asked Questions About Cash App ATM

How can I get a free cash app near me?

It is impossible to find an ATM that won’t charge you a withdrawal fee if you’re using a cash card but there are ways to make your transaction free of cost like transferring your balance to a bank account and then withdrawing it from there.

How to put money on a cash app card?  

There are 3 main ways to deposit cash in your cash car for further use: you can either use a debit card or in-store or can take advantage of the online –depositing system of a bank if it offers. 

How does Cash App work at ATM?

Every ATM charges you a fee of $2 if you use Cash Card for a transaction but Cash App reimburses the fee of the customer that deposits $300 or more in their Cash App balance and also allows for a free ATM transaction for the next 31 days.   

Where can I use my cash app balance?

You can use your cash app balance for paying bills, for sending money to others, at your favorite stores and restaurants and you can even pay your online shopping bills through your Cash App balance.

Is there an additional fee for receiving money at the cash app?

Receiving money from a cash card is free but if you use any other card like debit or credit cash app will charge you money 30 cents for every transaction and also 2.9% of the cash received.