Home Depot is famous for homeware, appliances, furniture, and many other relevant purchases. Moreover, it lets you pay via multiple apps and payments tools but we are yet to find out, does Home Depot take Apple Pay?
- Home Depot does not take Apple Pay and does not intend to do this in near future.
- You can use other payment tools like PayPal, credit cards, debit cards, Samsung Pay, gift cards, and eGift cards.
- Home Depot lets you use PayPal “Pay In 4” feature to divide large payments into installments and pay without interest.
…and Much More!
Does Home Depot Take Apple Pay?
Although Apple Pay is a hassle free way for the customers to clear their bills, Home Depot does not offer this payment option and neither does it have any plans of doing so in the near future.
- This holds true for both Home Depot stores and online portal.
Nonetheless, consumers are free to use multiple other payment methods such as PayPal. We will talk about this more in the next sections, keep reading!
Does Home Depot Online Store Takes Apple Pay?
Paying for the purchases at homedepot.com is similar to using the mobile app. It is not possible to use cash or checks here neither does it take personal checks.
- You can provide credit and debit card details here for online payments.
You will see the payment options at the check-out stage and choose the one that fits you. Store gift cards are also accepted as well as PayPal.
Reasons Why Home Depot Does Not Take Apple Pay
The major reason why Home Depot does not entertain Apple Pay payments is because it has partnered with PayPal and supports PayPal-powered credit cards.
- It accepts these payment methods at all locations and through mobile as well.
Apple Pay is quite a competition since many stores that now accept it. Therefore, Home Depot has refrained from Apple Pay to ensure that customers stick to using PayPal.
Perhaps this is the reason that many officials have pointed out that Apple Pay may never be accepted in Home Depot but the company itself has not yet provided any confirmation.
Payment Methods That Home Depot Accepts
Besides PayPal, Home depot accepts a number of credit cards and debit cards at its stores and online shop. Some of them are mentioned here.
- Discover Cards.
- American Express.
- Banking Gift Card.
- Store gift cards.
- eGift cards.
Other than that, customers can also make use of Consumer Credit Card offered by the store as well as a couple of other special cards that we will talk about in the next sections.
Other Payment Options That You Can Use With Home Depot’s Mobile App
The payment methods open for mobile app may vary from the store options. It is obvious that you can not use cash or check here but you can make use of credit cards.
- All the payment choices will be shown to you once you reach the checkout area.
You are also allowed to use gift cards here but it may incur tax charges so many customers tend to avoid it.
Moreover, PayPal is ideal to use in the mobile app as well as it is convenient and quick. You will see the payment button dedicated to PayPal at the check-out screen. It is all the more better if you have linked your PayPal cash credit card with the account.
In order to complete the transaction, you would have to provide appropriate information and share the receipt as well as shipment data for successful money transfer.
PayPal “Pay In 4” Feature at Home Depot Stores
PayPal allows users to split their purchase value into 4 parts and pay in installments. Moreover, this plan does not charge interest but it does have a penalty fee in case you are late in making one.
Since the installment program is quite interested for large expenses, customers at Home Depot have been eager to find out if they can use “Pay in 4” feature at the store.
- Yes, you can use this feature but for selective items only. These include power tools, outdoor furnishings, appliances, electronics, lighting, garden materials, homeware, and household furnishings.
However, purchases of furniture and expensive appliances is not covered under this program. For this, you should rather apply for Home Depot Consumer Credit Card. Read the next section to see how that works!
Credit Card Options At Home Depot
Yes, you can utilize credit cards at their stores and, in fact, there are a number of options available. These serve well as alternative to other payment modes such as Apple Pay.
- Home Depot Project Loan Card
Project loan card is a perfect fit for home owners who are making renovations and need a financial back-up for all the large expenses. Home Depot Loan Card allows you to borrow money up to $55,000 and pay it back within a 6 month window.
The monthly payments have fixed price and there is not requirement to pay an interest over them. Moreover, there are no annual charges but you might need amazing credit rating in order to qualify.
- Home Depot Consumer Credit Card
Similar to the previous option, this credit card also offers 6 month financing on purchases higher than $299. In fact, you can avail of special 24 month financing plan during promotional season.
You can also return the item within a year of purchase which is not possible with consumer card purchases. Nonetheless, the monthly payments need to be cleared on time.
- Home Depot Commercial Account Card
This card is suitable for businesses that wish to purchase tools and material at home depot. Through this card, the workers or employees can pay for these items and receive benefits in exchange as well.
Commercial Account card comes with a buyer’s ID that helps to keep track of items bought, expenses and monthly statements. If that is not enough, clients can sign up with Pro Xtra Membership to avail of more perks.
Other Stores That Accept Apple Pay
Don’t be disappointed that Home Depot does not take Apple Pay because there is a long list of stores that accept it. Check some of the names here.
- Ace Hardware
- Best Buy
- Family Dollar
- Whole Food Market
The Bottom Line
Its partnership with PayPal is the reason that Home Depot does not take Apple Pay. Customers can pay here using their online PayPal account.
On the other hand, several other stores like Costco, Target, and Safeway take Apple Pay. You can explore the complete list online and use your payment wallet next time you are shopping there.
Frequently Asked Questions
Are customers allowed to use Mobile Pay at Home Depot?
Home depot supports PayPal mobile payment plans and has the system integrated at all its check-outs.
What are some stores that allow Apple Pay?
There is a long list of stores that accept Apple Pay. Some common names include Lucky, Walgreens, Kohl’s, Whole Foods, GameStop, Dunkin Donuts, Taco Bell, and Publix.
What payment methods do Home Depot takes?
You can use debit cards, credit cards, personal checks, cash and Home Depot gift cards to pay here.
Does Home Depot lets you pay with Google Pay?
Unfortunately, Home depot does not accept Google Pay but, in contrast, Samsung Pay is accepted at a number of stores throughout the US.
Cassidy Horton is freelance finance base research writer and published hundred of articles on money, banking, loan and more. Her work is published authority finance site on Forbes, Money Under30, NerdWallet and many other finance brands. Further she is considered financial expert by MSN, LegalZoom & Consolidated Credit.