Finance

What Stores Accept Personal Checks and Some Others That Don’t?

Generally people purchase different varieties of products like pet food, healthcare products from different type of pharmacies, electronic appliances, sports items,  grocery shopping, art and craft based products etc. If you are out of cash or card, you might be wondering what stores accept personal checks? Let’s find out!

What Will We Talk About Here?
  • Stores like Albertson, Wegman’s, Hobby Lobby, JOANN Fabric and Craft Stores, OfficeMax, Best Buy, Books-A-Million, Ultra Beauty, Trader Joe’s, Dollar General, Dollar Tree, JCPenney, Burlington, and PetSmart etc accept personal checks.
  • There are few stores which do not accept personal checks like Five Below, Gap, Old Navy, Tractors Supply Co., True Value, Foot Locker, Harbor Freight Tools, and Nike etc are among the famous stores.
  • These stores accept personal checks only when you purchase something from their stores to increase customer interest.

…and Much More!

What Stores Accept Personal Checks?

Various types of stores like home improvement stores, books centers, electronics appliances, second hand goods, pharmacies, beauty, wholesales club and super stores, grocery centers, department stores, sporting goods and stores accept personal checks. Here we have listed some major names that you may want to consider for your next shopping visit.

  • Dellions
  • Harris Teeter
  • QFC
  • Shaw’s
  • WinCo Foods
  • Baker’s
  • Publix
  • King Soopers
  • Winn-Dixie
  • Fred Meyer
  • Ralphs 
  • Ace Hardware
  • JOANN Fabric and Craft Stores
  • Save Mart Supermarkets
  • Costco
  • Walmart
  • JCPenney
  • Sears
  • Macy’s
  • Big Lots
  • Family Dollar
  • Menard’s
  • Value Home Centers
  • Ulta Beauty
  • Books-A-Million
  • Barnes & Noble
  • Micro Center
  • Petco
  • Staples
  • CVS
  • Walgreens
  • Goodwill
  • Champs Sports
  • Rite Aid
  • PetSmart
  • OfficeMax
  • Best Buy
  • Pacific Sales
  • Dollar Tree
  • T.J. Maxx
  • Kohl’s
  • Kmart
  • BJ’s Wholesale Club
  • Wegmans
  • ShopRite
  • Meijer
  • Jewel-Osco
  • Fry’s Food Stores
  • Food Lion
  • Albertsons
  • Trader Joe’s
  • Sam’s Club
  • Target
  • Neiman Marcus 
  • Family Dollar
  • The Home Depot
  • Menard’s
  • Lowe’s
  • Hobby Lobby
  • Michaels
  • Cabela’s
  • Gander Mountain

Other Stores That Don’t Take Personal Checks

Although there are different stores where they accept personal checks but still there are many stores where option of personal checks is not available. Few of them are:

  • Banana Republic
  • Finish Line
  • Nike
  • 99 Cents Only
  • Old Navy
  • True Value
  • IKEA
  • Five Below
  • ALDI
  • Athleta
  • Gap
  • Foot Locker
  • Plato’s Closet
  • Tractor Supply Co.
  • Harbor Freight Tools

The Bottom Line

While shopping for daily items such as electronic gadgets, food items, cosmetic products, home decor items, animal food and spare parts etc, customers always look into stores where they can pay through their personal checks.

The option of accepting personal checks increases the demand of that store among customers because it makes shopping more convenient and easy. Hopefully, this article covers all the stores that allow this benefit to their buyers. If you think we have missed out on any important name, feel free to drop a comment below!

Frequently Asked Questions

Where can I use a personal check for payment?

Personal checks are widely accepted at a number of locations including local banks, gas stations, Walmart, certain local grocery stores, etc.

Can I pay at Target with personal check?

Yes. Target does accept personal checks although it has to run it through a security assessment to decide whether to accept it or not.

Can I use personal check at an ATM?

You can cash a check at an ATM but the process is not as smooth as getting cash out of it at a bank. Moreover, this feature is not available at all ATMs so you have to confirm beforehand which one to visit.

Does CVS, Western Union or Walgreens let you cash a check?

CVS does accept personal and business checks as viable methods of payments but Western Union does not cash checks at all. As for Walgreens, the service of cashing checks is not available at all states.