Finance

Can Someone Send Me Money To My Netspend Card?

If you are not carrying cash and wish to avoid ATM cash withdrawals, you can pay via a prepaid card like the Netspend card, but that needs funds, right? Can someone send me money to my Netspend card when I need it?

Reloadable debit cards like Netspend are a blessing because they make money transfers convenient. Let’s examine how they work.

What Will We Talk About Here?
  • Someone can send you money to your Netspend card through other Netspend account, direct deposit, Netspend recharge locations, bank transfers, and PayPal account.
  • You can apply for the Netspend card online by Netspend official website > online application > necessary application > method of deposit > finish.
  • The fees associated with your Netspend account depend on which plan you have subscribed to.

…and Much More!

Can Someone Send Me Money To My Netspend Card?

Getting money on your Netspend card is quite easy. Someone can send you money online with their Netspend card and other methods. Let’s take a look! 

Receive Funds From Netspend Accountholder

The best way to get funds on Netspend is to transfer them from another Netspend card.

  1. Open the online Netspend account and provide the recipient’s name in the relevant field.
  2. Then, enter the recipient’s FlashPay ID. 
  3. Provide the amount of money that needs to be sent over and confirm the transaction.

Obtain Money Via Direct Deposit

Someone can send you money on your Netspend card through direct deposit. The best thingthing about this type of money transfer is that you can use the funds almost immediately.

  • Work paychecks, social security benefits, RRB, SSI, tax refunds, etc., all count as direct deposits. 

Note! You can upgrade to a Netspend Premier account if you are using deposits of $500 per month, through which you can save up to 50% in monthly fees.

Add Money To Netspend Card From Bank Account Online

The sender should have an online account to transfer funds through the bank. It is a piece of cake after that!

  1. Open an online bank account.
  2. Provide Netspend card details along with FlashPay ID.
  3. Enter the amount of money that should be sent to the Netspend card.
Note! Online bank transfer may take up to 24 hours to complete.

Use PayPal Account To Transfer Funds

You can send money from a PayPal account to a Netspend card online. All you have to do is add the account to PayPal beforehand.

  1. Open your PayPal account and tap on Wallet. 
  2. Then click on Debit and Credit Cards. 
  3. Tap on Add Card and choose Netspend card.
  4. Provide card details and type.
  5. Then, opt for a money transfer and provide the amount you wish to send.

Netspend Card Recharge Network Locations

Are you wondering, “Where can I reload my Netspend card with cash?”

You can recharge your debit card at more than 130,000 locations around the US. You can provide cash, and the funds will be electronically deposited into your Netspend card account.

How Long Will It Take To Get The Money When Someone Transfers From Their Account to My Netspend Card?

The time it takes to transfer funds to the Netspend card depends on the mode of transfer used. Online transfers or sending money to the Netspend account via bank should take at most 4 hours. 

How To Find Your Netspend FlashPay ID For Transfers

It’s pretty simple to find your Netspend FlashPay ID. Here’s how that works:

  1. Open Netspend’s official website and tap on Sign Up Now. 
  2. Fill out the online form with the required information. You must enter your name, address, and email ID.
  3. Mention which payments you would like to receive via direct deposit. 
  4. Then, choose the card you prefer for the transfer.
  5. Remember to go through the cardholder agreement before confirmation.
  6. Then tap on Get My Card. 

You may have to wait up to 10 business days to receive the card. Meanwhile, you can create an online profile with a username and password. Follow the steps below to obtain the FlashPay ID.

  1. Activate your online account with OTP. 
  2. Then log in to your account and visit the Online Account Center. Here, you will find your FlashPayID.

Extra Reading

Netspend Card Details

This prepaid card works like any other similar one in the market. You can load the money here and utilize it for payments on gas stationsonline shopping, medical care bills, etc.

Some features of Netspend prepaid card that you should know about include:

  • Card fees depend on your chosen package (scroll down to find out more!)
  • Card activation is possible via phone and online.
  • It covers transactions up to $10 if you need more funds in your account. 
  • You can use the card at ATMs as well!

Apply For a Netspend Card – Step By Step Guide

Netspend card is available online, and you need to fill in an application so the bank can look into it and, hopefully, send you the approval. Let’s see how it’s done. 

  • You must have a government ID and SSN and be 18 years or older to apply for and activate the card. 
  1. Open Netspend’s official application online.
  2. Provide the necessary information, such as your full name, contact address, email ID, etc.
  3. Select the method you wish to use to receive the deposit (paychecks, tax refunds, government benefits, etc.).
  4. Finish the application and wait for the card to be delivered to you.

Luckily, the Netspend card is free of charge, and there are no application fees. However, you might have to wait up to 10 days to obtain the debit card.

Moreover, like other card activation processes, you need to activate your Netspend prepaid debit card; otherwise, you won’t be able to initiate any transfer.

Netspend Card Fees

The fees associated with your Netspend account depend on which plan you have subscribed to.

The pay-as-you-go plan fee is $0, compared to the $9.95 that a monthly plan would cost. Below is a quick summary of what you should know about certain charges per the plan of your choice.

ChargesPay-As-You-GoMonthly Plan
Charges per transaction$2.00$0
ATM withdrawal fees$2.50$2.50
Cash Reload fees$3.95$3.95
Balance Inquiry$0.50$0.50
Live customer service$0.50$0.50
Inactivity fee$5.95 per month$5.95 per month
  • Other charges may depend on the third-party platform that you use.
Attention! ! Monthly plan is fruitful in the long run since you can make use of limitless transactions

Is Netspend Card Safe to Use?

Whether online shopping at reliable websites or money transfers via apps you trust, it is essential to confirm that your platforms are secure.

  • Fortunately, Netspend is a safe place for your money. It protects your account with a private PIN and ensures that all your transaction history is only accessible to you. 

Moreover, the app lets you activate alerts and notifications to monitor unauthorized transactions.

Attention! !Regardless of Netspends’ own security layers, you should be careful about using public WiFi or sharing your PIN with anybody else.

How to Close Netspend Account Permanently

Netspend allows you to close your account if need be by calling 1-866-387-7363. However, removing all the funds before you decide to do that is recommended. Some ways to get this done include:

  • Transfer all the funds from Netspend to another account, such as Cash App or PayPal.
  • Remove the money using free ATM withdrawal.
  • Request withdrawal via check, but this will cost you $5.95. You would also have to wait a month to obtain the check.
  • Use all the money to buy the goods you need online or through in-store shopping.

Customer Support Service and Help Desk

If you lose or your Netspend card is stolen, your first action should be to report it. You can call 1-866-387-7363 to have the card deactivated so nobody can misuse it.

  • Alternatively, you can open the Help section on Netspend’s official website and report your case. 

Once the card is deactivated, you can apply for a new one. However, this process might cost you some extra dollars. Therefore, it is essential to keep your card safe, safeguard your PIN, and never share a significant account number with others.

The Bottom Line

There are many ways through which someone can send money to a Netspend account. You can choose the one that suits you best.

  • Moreover, via a Netspend Savings account, you can also put aside money and earn interest rates over time. 

While you are available for all these perks, make sure your online transactions and card use are safe, and in case you lose them, report to the bank immediately so appropriate steps can be taken on time.

You might be interested in reading: How To Transfer Money From Netspend to Chime.

Frequently Asked Questions About Getting Money on Netspend Card

Can someone send me money to my Netspend card from their PayPal account? 

Yes. It is possible to transfer funds to a Netspend card from another account, including PayPal. All you have to do is link PayPal to the card and then confirm the transaction.

Does Netspend card work with Cash App?

You can send money from Cash App to Netspend, but this transfer is impossible. Instead, you would need to link a bank account as a mediator to add funds to the Netspend prepaid card.

Can I send money to someone else’s Netspend card? 

Your friends and family can send money to your Netspend account if they have a Netspend card or other acceptable prepaid cards. The transfer is possible online through their account and only takes a couple of minutes.

Can I transfer money to my Netspend card online?

Yes. It is possible to transfer the funds online by visiting the Account Center. You can transfer money to the card and your Savings Account.

Does a Netspend card come with money on it?

Netspend offers prepaid debit cards, prepaid Mastercards and Visa debit cards. For prepaid cards, funds are pre-loaded, and you can only use the specific amount available on the card.

Can a friend send money from my Venmo account to my Netspend account?

Yes. It is possible to send funds directly from a Venmo account to a Netspend account. You can also link a Venmo account to Netspend and initiate a Netspend-to-Netspend direct transfer.

Write A Comment