Does Amazon Take Klarna? Buy Now Pay Later Scheme At Amazon!

Amazon accepts several payment methods such as credit and debit cards, Amazon gift cards, and, most recently, “buy now, pay later” applications to pay for their purchases. Customers who use Klarna may ask if Amazon takes Klarna.

What Will We Talk About Here?
  • Yes,Amazon does take Klarna online.
  • It allows users to pay through 4-part installment or 30-day installment plan.
  • Amazon purchases made through Klarna can be returned and Klarna will be alerted automatically in this case.

…and Much More!

Does Amazon Take Klarna?

Klarna was just added to Amazon’s payment choices. Customers can use Klarna to pay by downloading the app, registering, and searching for Amazon in the search field.

  • Customers can then add Amazon items to their cart and checkout, using a four-part payment plan to pay for their purchases.

How Can You Use Klarna At

You can download the Klarna app for mobile shopping or the Klarna browser extension to use your Klarna Card on

  • Users who purchase on Amazon can add any item to their cart and pay for it in installments rather than at a single price.

Customers can pick between a four-part payment plan paid out every two weeks or a 30-day payment plan that is interest-free and has no hidden expenses.

Moreover, it is optional to use the Klarna app. Customers who prefer to shop online from their desktop or laptop computers can still use Klarna by installing the Klarna browser extension.

Customers can add things from Amazon to their cart after downloading the browser extension.

When clients are ready to pay, a “Pay with K” option will appear on their screen, which they can select and use to complete their transaction.

Attention! Customers should be aware that the Klarna browser extension is now only available for Google Chrome.

How Klarna’s Payment Scheme Works?

Klarna is a “buy now, pay later” platform that allows users to pay for items in installments. It has different payment options. Some of these are mentioned below. 

Pay In 4 – Installments

Pay in 4, Klarna’s most popular payment option, allows customers to split their purchase into four equal installments, with the first due at checkout. The company charges a late fee of up to $7 if the payment fails after two attempts.

  • If your purchase costs $200, you pay $50 at the checkout.
  • The remaining three $50 installments would be invoiced to your debit or credit card every two weeks until the entire $200 was paid.
  • Making a payment early or paying off your amount in full before the last due date has no penalty.

Amazon Klarna Pay In 30 Days – Installments

It is another Klarna interest-free payment option. Rather than paying at the time of purchase, customers have 30 days to pay after the item has been shipped.

  • According to the company, because you only pay for what you keep, you may try before you buy.
  • Klarna also has a typical loan option with annual percentage rates ranging from 0% to 29.99 percent, available at certain stores.
  • Standard purchases have a 19.99 percent annual percentage rate (APR).

One-Time-Use Virtual Credit Card

It can be used at any shop in the United States, including those that do not accept Klarna.

  • When you check out, just like any other credit card, you can enter the card’s information.
  • Each card follows a distinct payment plan.
  • According to the business, you can view and adjust the plans via the Klarna app.

Klarna Amazon Not Working – How To Fix?

Some users have shared that their Klarna account stopped working with Amazon at one point. Most of the time, this is a temporary glitch and should be resolved automatically. Other than that, few things you should look into for a seamless experience are listed below.

  • Ensure that Klarna credentials have been added correctly.
  • Check that the billing address is correct.
  • Confirm that Klarna is accepted in your country/region.

Extra Reading

How Do I Get A Klarna Amazon Refund?

When customers make an Amazon purchase through Klarna and want to return it, Klarna will be alerted automatically and will proceed to execute a refund.

  • After Amazon has confirmed the request, Klarna will complete the refund within 14 days, albeit it may take 3-5 business days for the refund to be processed. 

Customers can use invoices, direct payments, and partial payments, all processed at different times by Klarna. As a result, buyers may receive a Klarna refund at a time different from an Amazon refund.

On Amazon, How Do I Use My One-Time Klarna Card?

Customers with a One-Time Klarna card can use it on Amazon by opening the Klarna app, selecting the Home tab, and typing “Amazon” into the search bar.

Customers will then be offered the opportunity to create the One-Time card, which they can apply to their purchase at the checkout, and their debit/credit card will be linked to the One-Time Klarna card automatically.

Can I Pay For Amazon Prime Using Klarna?

The Klarna app is set up to accept payments in installments for any website with e-commerce capabilities. Customers of Klarna can now use the app to split their annual Amazon Prime payment!

  • You can pay for Amazon Prime membership in 30 days or four installments every two weeks.

Customers can use the Klarna app to pay for their Prime subscription or download the browser extension to manage their membership from their PC.

You can use Klarna physically or online at partner shops. You can also use it at any prepaid card-accepting online store in the United States.

You can benefit from several benefits when employing Klarna to make Amazon purchases.

  • First of all, it’s very convenient. You can buy now and pay later for the items you need without worrying about immediate payments.
  • There are no interest charges or fees. There are also no annual fees. However, late fees may only apply if sufficient payments are made by the due date.
  • Klarna offers multiple payment schemes you can choose from at your convenience. You can pay later, pay in installments, or pay in full.
  • Klarna will help you build your credit score as you shop since it reports payment behaviors to credit bureaus.
  • The payment platform is entirely secure. It protects your personal and financial information. There have been no reports or user complaints regarding loss of private data or frauds.
  • Klarna offers excellent customer support service. You can discuss your account issues, payments, etc, with the support team at any time.

The Bottom Line

Customers can use Klarna, a “buy now, pay later” app, to make payments on Amazon. Customers can pay in full within 30 days or set up a four-part payment plan that will be paid out every two weeks.

Klarna can also be utilized with the Klarna app on the Amazon app or with the Klarna browser extension on

Frequently Asked Questions About Does Amazon Take Klarna

Does Amazon take Klarna on Amazon Prime?

The Klarna app is set up to accept payments in installments for any website with e-commerce capabilities. Klarna customers can now split their annual Amazon Prime payment using the app!

Does Amazon accept Klarna UK?

You can only use Klarna in some parts of the United Kingdom. However, Amazon has yet to support this mode of payment.

Is Klarna a credit builder?

On-time payments are not reported to credit bureaus by Klarna, although it may disclose missing payments. Only if the lender reports on-time payments can they assist you in improving your credit score. If Klarna cannot charge your account, you may be charged a fee, or your loan may be considered delinquent.

What is the minimum credit score required to authorize Klarna?

Klarna does not require a minimum credit score to be approved for financing. It is feasible to obtain credit with no prior credit history. The company may perform a soft credit pull if you want to make four interest-free installment installments.

People Also Asked

What happens if you fail to make any payments to Klarna?

Please be aware that if payments are made on time, you may be allowed to use our payment methods in the future. You may be charged up to $35.00 per missing month if you do not pay by the due date. At most, your late fee will be the amount owed on your minimum payment.

Can I have two accounts with Klarna?

Yes. The number of purchases you can make with Klarna has no predetermined restriction. When buying with Klarna, however, the acceptance decision is based on the following criteria: Your shopping card’s purchase amount.

Does Amazon accept Afterpay?

Amazon does not work with Afterpay. However, there are work-around methods that you can use, such as paying through an Afterpay single-use credit card or linking the Afterpay app with Amazon.