Payment Services

How To Transfer Money From Zelle To Cash App In 3 Simple Steps

With apps like Zelle, managing money has always been challenging, even if it is missing out on certain features like international transfers. With all these advancements in e-banking, people often ask questions such as how to transfer money from Zelle to cash app? To answer, money cannot be sent straight from Zelle to Cash App or vice versa, but there is another way around! 

What Will We Talk About Here?
  • You can link Cash App and a bank account by Opening Cash App > Banking tab > Linked Accounts > Link bank > Necessary information > Confirm. The procedure works the same way with Zelle.
  • In order to transfer money from Zelle to Cash app, you have to Link Zelle to same bank > Transfer funds > Link bank to Cash App > Transfer funds from bank to Cash app.
  • Zelle and Cash App have several security features that allow you to use them online without fearing your safety.

…and Much More!

How To Transfer Money From Zelle To Cash App?

Answering the question, Can Zelle send money to Cash App is tricky since the solution is not straightforward.

Nonetheless, you can transfer money quickly between the two platforms if you link the same bank account to each. All you have to do is transfer money to the bank before forwarding it to the other app.

You might be interested in reading: How Does Zelle Make Money?

Link A Bank Account To Cash App 

The first step is to create and verify a Cash App account and link it to your preferred bank account. Once you have done that, you would have to link a bank account to Zelle similarly. Let us walk you through the entire procedure step by step.

  1. To begin, open the Cash App and then go to the Banking Tab.
  2. In the drop-down box, select Linked Accounts.
  3. Here, you’ll discover all bank accounts that you’ve linked to your Cash app account in this section. Link Bank should be selected here.
  4. Then, the Cash App will walk you through linking your bank.
  5. Provide necessary information to complete the process, such as account number, address, account and routing number, and SSN.
  6. Your bank should now be connected to the Cash App and accessible.

You might be interested in reading: How to Transfer Money From Zelle to Venmo?

Link the Same Bank Account To Zelle 

Like Cash App, Zelle asks you to link a bank account to get started, keeping the transfer limits in mind. To connect your bank account to Zelle, follow these steps:

  1. Press the Get Started button on Zelle’s homepage. 
  2. Locate and tap the bank you want to connect to Zelle. If you can’t find your bank, Zelle doesn’t yet support it.
  3. Integrate Zelle with your bank.
  4. Follow the on-screen instructions to continue to your bank.

Use Bank Account As A Bridge To Send Money To Cash App From Zelle

Using a linked account is best to transfer money from Zelle to the Cash app. If someone needs to give you money using Zelle, send it to the bank account linked to your Cash App account. Simple! 

  • You can transfer money from Zelle to Cash App via your bank account now that Zelle and Cash App are linked to the same bank. 
  1. Launch the Zelle app.
  2. Then go to the option to send money.
  3. Choose an amount or type in any amount you’d like to send.
  4. Now follow the on-screen instructions.

You can use Cash App to access the money once it has arrived in your bank account through Zelle. Then, you might spend it in a store or online with your Cash App card. You might also send the money to another Cash App user without incurring costs.

You might be interested in reading: How To Order Cash App Card Online.

Are Zelle And Cash App Safe To Use?

Both apps are entirely safe for use. Moreover, Zelle and Cash App have several security features that allow you to use them online without fearing for your safety.

With features such as passwords and encryption, unless you reveal your login information to someone, no one can use your identity to steal money from your account.

The Bottom Line 

Digital payment solutions like Cash App and Zelle allow you to receive and send money to a bank account.

  • You can use their apps to access either of the platforms online. 

Because the two firms don’t support money transfers directly to each other, you can’t send money straight from Zelle to Cash App and vice versa. The only choice is to use a linked bank account between the two that is supported by both platforms.

However, Zelle works with Cash App. It just means that their systems still need to introduce direct transfers!

Frequently Asked Questions 

Can I use Zelle without my bank app? 

The short answer is that you can only open a Zelle account if you open an account with a bank. Zelle is a service that allows bank users in the United States to move money across their accounts. Although banks support it, the Zelle app can also be used without a bank account.

Can I receive money from Zelle without a bank account?

You can request the sender to use your mobile number or email linked with a prepaid debit card account to send money from Zelle instead of using a bank account.

How do I transfer and receive money from Zelle?

Zelle notifies the recipient through text or email that a payment has been received and includes a link for them to accept it. Additionally, suppose the recipient’s bank is a participating partner. In that case, they must register for the service on their bank’s website or mobile app by providing an email address or phone number.

Is it better to use Cash App or Zelle?

Cash App allows you to hold a balance on your account, while Zelle does not. If you wish to transfer money from either of those accounts into a checking account at a financial institution, both payment apps may charge you some money.

Can you send money from Cash App to your bank account?

Yes. You can send money from Cash App to a bank account or a debit card linked to any account. Just tap the Money tab on your Cash App account and select Cash Out to send the funds.