Best 11 Payment Plan Vacations So You Can Sit Back, Relax, and Enjoy!

Vacations are a good break from monotonous routines but can be a burden when we think of finances. To help you plan an affordable holiday, we have brought before you the best payment plan vacations that let you buy now and pay later.

What Will We Talk About Here?
  • Some prominent payment plans for vacations include Expedia, United Vacations, and Luxury Escapes.
  • Certain vacation plans are non-refundable.
  • These vacation plans are your best bet if you want to enjoy a break away from home without breaking your pocket.

…and Much More!

Top 11 Vacation Payment Plans

Here are the top payment plans for vacations to brush off all your worries about planning and handling finances of a trip. Let’s take a look!


It is one of the leading full-service online travel brands that have helped millions of customers plan their dream vacations at affordable rates, including all recreational activities. 

Why Should You Choose Expedia?

  1. High-end getaways with affordable price tags.
  2. The plans here typically cost less than $1,000 per person.
  3. Earn points through Expedia Rewards members.  
  4. Offers certain plans with 0% interest monthly installments.  
  5. Partnerships with 500+ airlines around the globe.  
The downside is that not many upgrades are available. Moreover, uncertain stringent cancellation policies can be confusing.

Southwest Vacations

You can save a great deal of money without any additional costs through this payment plan vacations. It offers all-inclusive vacation packages in Mexico and the Caribbean. Also, it can be a great choice if you are a frequent traveler as it offers various discounts and saving opportunities.

Why Should You Choose Southwest Vacations?

  • Offers lowest prices and most affordable travel plans.
  • The monthly payment option here can be customized to fit your budget and income.
  • Several discounts and opportunities are available.
  • The application process is quite easy and straightforward.
  • There are no penalties for late fee.
canceled flights are made as Southwest Airlines air credit which is limiting. 

United Vacations

Another full-service vacation brand is that of United Vacations, which ALG Vacations Corp operates. It guarantees your dream vacation with unparalleled customer support.

Why Should You Choose United Vacations?

  • Gift cards and Military travel discounts are offered.
  • It offers vacation package options to over 250,000 resorts in over 400 destinations
  • 24/7 customer service.
  • Vacation protection package guards you against cancellation fees.
  • Reservation can be made with just $250. The remaining amount can be paid later on.
The biggest issue is that of non-refundable airfare. 

Luxury Escapes

Get your breathtaking vacations booked at unbelievably affordable prices with Luxury Escapes payment plan for vacations. It has more than 32 million members across the globe and is a member of the International Air Transport Association, and is owned by the Lux Group Limited.

Why Should You Choose the Luxury Escape?

  • Best price is guaranteed.
  • It sells bookings, ticketing, and several other ancillary services. 
  • 7-day change of mind refund without any penalty fee.
  • VIP inclusions are offered as well.
  • There are no hidden charges or additional fees that you have to worry about.
There are no guarantees concerning reimbursements of funds paid by you under any insurance claim. Moreover, the interest rates can peak up to 24.99%.


Bringing travelers together to discover the world has always been a mission for Contiki through its first-rate services and commendable offers.  

Why Should You Choose the Contiki?

  • Different installment plans like monthly, weekly, and in 45 days are available.
  • They have accomplished Tour Guides and Trip Managers who make sure you don’t miss out on anything.
  • Free of interest payment plans are also offered.
  • No hidden charges or additional fees.
  • Just a deposit of $99 to lock in your travel dates but this should be done 45 days prior to the date.
Cancellation fees are a bit over the top; 50% (before departure) and 100% (on departure day)

JetBlue Vacations

JetBlue vacations have several deals to make your travel experience worth it. It saves you money by offering every facility for your trips such as flights, cars, hotels to help you get the most out of your getaway. 

Why Should You choose JetBlue?

  • Pay with your JetBlue Plus Card and get a $100 statement credit.
  • If you find the same package within 24 hours, they will refund the difference. 
  • Pay with a JetBlue credit card as well.
  • You don’t need to make a deposit initially.
  • Reserve your vacation with a deposit ranging from $200-$250.
It charges a $200 cancellation fee per person plus additional penalties assessed by the hotels


Customize your trip with yet another fantastic service that ensures massive financial savings. It has saved its customers more than one billion dollars every year and stands firm when it comes to providing the best benefits of all. 

Why Should You Choose Priceline?

  • One of the platforms that offers lowest prices.
  • Flexible booking options to fit you need.
  • Incredible deals which let you avail discount of up to 40%.
  • Free cancellations on various hotels and rental cars.
  • You can place bids here and reap lower prices if you win.
There is no fee refund in case of changes in plan and room bookings are available for 2 people only.


Funjet is another tour operator who got your back if you plan to take a trip to the Caribbean, Mexico, and Hawaii.

Why Should You Choose the Funjet?

  • Offer exclusive Nonstop Vacation Flights.
  • Reservations can be made 6 weeks in advance.
  • Multiple payment plans with 0% interest.
  • Flexible vacation payment plan with two deposit options and free cancellation.
  • Requires just $50 for making a booking.
There is no deposit options if you travel during a holiday 

G Adventures

G Adventures is a social enterprise as much as they are a small group travel company. They have been pioneers of community tourism since the day they first headed out into the world 30 years ago.

Why choose G Adventures?

  • 100% Guaranteed Departures.
  • Their deposits usually start at $250, pretty much equal to that of other companies.
  • Allowed to pay full fee close to departure date.
  • Offers lifetime deposits.
  • Countless awards and industry honors.
However, there are additional charges for optional activities.

Intrepid Travel

Well accredited organization Intrepid travel has guaranteed its travelers a first-class experience. They offer flexible bookings, and your trip will be led with full of unforgettable experiences.

Why Should You Choose Intrepid Travel?

  1. The total fee should be paid at least 21 days before the departure. 
  2. Interest-free travel and no rebooking fees.
  3. Allows payment in installments.
  4. You can put the trip on hold for up to 5 days without any deposit.
  5. There is no change fee.
In contrast, there is single supplement fee for solo travel.

All-Inclusive Outlet 

All Inclusive Outlet has created over 750,000 unique destination celebrations and travel experiences worldwide!

Why Should You Choose All Inclusive Outlet?

  1. IATAN (International Airlines Travel Agent Network) industry membership.
  2. Book the trip of your dreams for a deposit as low as $150.00 per person.
  3. Travel protection plan. 
  4. Low Deposits and No Hidden Service Fees.
  5. They offer a “Cancel for Any Reason” travel protection plan that offers a full refund.
However, there is no guarantee of airline credit card rewards.

The Bottom Line

We hope this guide on payment plan vacations helps you find the best available options that offer the best rates and flexible bookings.

Moreover, vacation payment plans are the best way to enjoy legitimate savings on your trip! So, get into extensive research, dive into what’s best for you, and go for it!

Frequently Asked Questions About Payment Plan Vacations

What travel sites offer payment plans?

Different travel companies offer payment plans like Affirm, PayPal, and Uplift. These are just a few names among long list of options that let you books services for vacations.

Do you need a good credit score for Affirm?

Affirm reports that you’re more likely to be approved for their financing with a score of 640 or higher.

Can I use some website to book travel package and pay later?

Certain online travel agencies offer buy now pay later services. One such example is that of Alternatives Airlines that let you pay later with Quadpay, Afterpay, or Affirm.