What Store Give The Most Cash Back on Debit/Credit Card and Checks?

Cashbacks are instant ways of saving a lot on your purchases. To help you get the best out of it, we will discuss what store give the most cash back, the cash back limits, and the associated fees to keep in mind. 

What Will We Talk About Here?
  • Stores that give cashback include Kroger, Walmart, Publix, JayC, Ralphs, Safeway, Albertsons, Vons, Hannaford, ALDI, and many others. 
  • Credit cards do not let you earn cashback generally, but Discover cardholders can get cashback with its Discover Cash Over feature.
  • You can get cashback using debit cards and personal checks.  

…and Much More!

Stores With Highest Cash Back Limit

Online retailers and in-store merchants have realized how catchy it is to give cash-back offers to clients. Therefore, you can find a long list with many renowned names regarding what store gives the most cash back. Even apps like Apple Pay are now offering money back on purchases.

Below is a detailed list of stores that give the most cash back on eligible purchases. Please choose any of them that are deemed fit for your resources. 

Fred Meyer 

American chain of supermarkets, Fred Meyer is a great place to earn cashback using your debit cards. It offers digital coupons, fuel points, and more to enhance your savings. 

  • Fred Meyer only accepts debit cards as a cashback payment method.
  • The cashback limit here is around $300.
  • It charges a fee ranging somewhere between $0.50 to $3.50. 


The favourite of all, Walmart, allows you to get up to 7% of your purchase back when shopping, qualifying as one of the stores with the highest cash back limit. Apply for the Walmart Rewards Card for 5% cash back on purchases. 

  • Debit cards, Discover credit cards, and personal checks qualify as payment methods at Walmart. 
  • The cashback limit on debit cards is $100 at the register and $60 for self-checkout, whereas it is $60 for Discover credit and $20 for personal checks
  • No fee on the cashback is charged here. 


Apart from offering cashback on eligible cards to customers, you can avail yourself of the Jewel-Osco U rewards, coupons, and gift cards to save more on purchases than you expected. 

  • You can use debit cards and Discover credit cards as payment methods. 
  • The cashback limit is $100 at Jewel-Osco. 
  • No fee is charged for the cashback. 


One of the largest employee-owned supermarket chains is Publix. In addition to the cashback services, you can transfer money and get money orders and gift cards here. 

  • Publix accepts debit cards as a cashback payment method. 
  • The cashback limit at Publix is $100
  • It also does not charge any fee on the cashback. 

You might be interested in reading: Publix Carpet Cleaner Rental Policy.


Get cashback and even a few shopping points when purchasing at Ralphs. It is one of Kroger’s most significant subsidiaries, and you can shop and save simultaneously. 

  • At Ralphs, you can use a Discover credit card or debit card for cashback. 
  • It has a cashback limit of $200
  • The fee charged for cashback is around $0.50. 


Safeway cashback rewards are something you shouldn’t miss at all. With more than 265 grocery stores in Hawaii and Northern California, it is a reputed food and drug retailer. 

  • Utilize your debit cards and Discover credit cards for cashback.
  • Safeway has a cashback limit of $200
  • It does not charge any fee for the cashback. 


Another one of the stores with the highest cash-back limit is Albertsons. It has enticing offers for you when you shop here, in addition to the cashback service. Sign up for free and shop with Albertsons to get stimulating cashback offers. 

  • It accepts Visa, Mastercard debit cards, and Discover credit cards for cashback. 
  • The cashback limit on a debit card is $100-$300, while on Discover credit, it is up to $120. 
  • The Albertsons charge no fee for the cashback. 

Harris Teeter 

Harris Teeter has an easy-to-navigate website interface where you can look at all the cashback offers. You need a valid Harris Teeter VIC card to get cashback via personal checks. 

  • You can use debit cards and personal checks here for cashback. 
  • The cashback limit on debit cards and personal checks is $200 and $25, respectively. 
  • It charges a fee ranging somewhere between $0.50 to $3.50. 

Save Mart Supermarkets 

Save Mart Supermarkets is another guaranteed place for earning cashback on eligible items. It offers you instant cashback when shopping in-store. 

  • It only accepts debit cards for the cashback. 
  • The cashback limit ranges between $200-$300
  • It charges no fee on the cashback. 


It is one of Kroger’s divisions that has been operating since 1999. JayC caters to the cashback on both online and in-store purchases of the qualifying items. 

  • Use your debit card and Discover credit card to make the cashback. 
  • The cashback limit at JayC is $100. 
  • You don’t have to pay any cashback fee at JayC. 

Shoppers Food Warehouse 

You can find thousands of grocery and household items at the Shoppers Food Warehouse. These are purely healthy and nutritious and also include gluten-free items.

  • The accepted payment methods are only debit cards. 
  • The cashback limit is $100 at the self-checkout, while at the cash register it is $300
  • There is no fee here for the cashback. 

Food Lion 

Food Lion, an American grocery store chain has excellent prices on over 1100 grocery stores in 10 states. Earn the cash back on its wide variety of items. 

  • You can use debit cards and personal checks as payment methods for cashback. 
  • The cashback limit on checks is $50, and $200 for the debit cards
  • It has no fee on the cashback. 


ShopRite’s speciality is offering contactless delivery, curbside pick-up, and digital coupons. Just bring in your eligible cards to earn cash back on your purchases. 

  • ShopRite supports debit cards and Discover credit cards for cashback. 
  • It has a $200 limit for debit cards and $120 for Discover credit cards.
  • It does not charge any fee for the cashback. 


Great, it is when Hannaford lets you combine its promotion deals and the cashback to save more than usual. Shop what you’re looking for and quickly redeem your rewards here. 

  • Accepts the debit card, Discover credit, and personal check as the payment method. 
  • The cashback limit at Hannaford is $100.
  • It has no fee on the cashback.


Another popular place to earn cashback is Vons. Shop online and get your groceries delivered right to your doorstep. You can get all your deals, rewards, and coupons in just one place! 

  • Accepted payment methods are debit cards, personal checks, and Discover credit
  • The limit for debit cards is $200, while for personal checks, it is $25.
  • It has no fee on the cashback. 


One of the top stores that offer cashback is ALDI. It offers products at low prices and has more than 2000 stores in 36 states. 

  • ALDI supports Visa, Mastercard, and Discover credit cards for cashback. 
  • There is a $ 10 cashback limit, but varies by store. 
  • It has no fee on the cashback. 


Winn-Dixie is committed to providing the best quality grocery products. Explore its latest deals and get the benefits of online grocery shopping at Winn-Dixie. 

  • Debit cards and Discover credit cards are accepted payment methods for cashback. 
  • The cashback limit at Winn-Dixie is $100. 
  • It does not charge any fee, though. 


SuperValu has around 2300 grocery stores under the brands Save-A-Lot and Club Foods. Every SuperValu store is independently owned and is the largest grocery and food distributor in Ireland

  • It accepts debit cards and Discover credit cards to be used for the cashback. 
  • The cashback limit on debit cards is $200, and Discover credit cards is $120. 
  • No specific fee has been mentioned, so it would be best to contact customer service for accurate information. 


Kroger allows you to earn up to 2% of your purchase when you shop here. It has around 2800 stores in the United States where you can redeem an eligible cashback offer for a product. 

  • You can use debit cards, personal checks, and Discover credit to earn the cashback. 
  • The cashback limit at Kroger is $300. 
  • The fee ranges from $0.50 to $3.50. It varies with the amount. 

Whole Foods 

Nothing is more organic and healthier than the Whole Foods grocery, in addition to the cashback perks it offers. Just Earn % Back Rewards on eligible purchases using your debit cards. 

  • It only accepts debit cards as payment methods. 
  • The cashback limit at Whole Foods is $100.
  • It has no fee on the cashback. 

Farm Fresh 

You can earn several instant cash rewards at Farm Fresh on eligible purchases. The offer doesn’t only end here! It also lets you redeem personalized digital coupons by just signing up.

  • You can either use debit cards or Discover credit cards to get cashback. 
  • The cashback limit on a debit card is $200, while it is $120 on Discover credit
  • The fee might vary by location at Farm Fresh. 


Mariano’s, one of the culinary adventures for customers, exclusively lets you earn cash back on its items. It also offers check cashing, Coinstar, and several other services for customers. 

  • Debit cards and Discover credit cards can be used as cashback payment methods. 
  • The cashback limit at Mariano’s is $100.
  • It comes with zero cashback fees. 

Get The Cashback – Step by Step Guide 

Getting the cashback isn’t a hard process as long as you utilize the eligible payment methods, that too in correspondence to the policy of every store offering cashback. 

Cashback with Personal Check 

Personal checks are a convenient way of getting cash back from different stores. All you need to do is write the amount on the check that is equivalent to your purchase and the amount of cashback you need. 

  • Compared to debit cards and credit cards, the cashback you can earn via personal checks is relatively low. 

But it doesn’t mean you cannot use one. However, one of the prime concerns of stores lies in the authenticity of your checks. Check frauds are pretty common in obtaining money illegally by some means or the other. Therefore, there are minimal stores that would facilitate you with checks as a payment method for cashback. 

To prevent such a monopoly, all the stores that accept personal checks have set up a specific cashback limit between $20 and $50. 

Cashback with Credit Card 

Getting a cashback with a credit card is typically not possible, but a couple of stores do cash back on credit cards. You must make an eligible purchase on these cards at the stores supporting the cashback. 

One of the cards you can get cashback with is the Discover credit card. Within 24 hours, you can get an exciting offer of $120 cashback using the Discover Cash over.

  • Another compelling feature of this card is that it has zero transaction fees. 

The amount you can withdraw, however, varies with the cashback policy of every store. It is best to compare the cashback limits in different stores to find the best one. 

Cashback with Debit Card 

One of the handiest and easiest ways of getting back is using a debit card. Card networks have set up a specific maximum upper limit on the card, which can vary from one region and store to another. 

The process is straightforward, and you need to get into the store where you can get cashback. Just purchase whatever you want, considering that it surpasses the cashback limit of the respective store. Here is what you can do at the store to get cashback with a debit card. 

  1. Purchase to qualify at the store.
  2. Now, swipe your payment card and PIN at the register to authorize the purchase. 
  3. The cashier asks whether you want to choose a debit or credit card.
  4. Here, you have to select debit
  5. It displays if you wish to earn cashback. 
  6. From there, please choose Yes and click on Enter to proceed. 
  7. It lists all the available cashback amounts on the screen. 
  8. You can choose one from the display screen; if not, add your customer amount within the designated limit. 
  9. Once done, complete the process by following the prompts. 
Note! The transaction receipt after the whole process has the amount of three categories i.e., cashback amount, the amount of your purchase, and lastly the total transaction. 

Why You Should be Looking for Store That Give The Most Cash back? 

Getting cashback on the purchases is an extra perk; you can combine multiple purchases to benefit from cashback. Reasons you should be looking for stores that give back are. 

  • You can avoid the out-of-network fee at the ATMs, as they can charge you a transaction fee more significant than your original transaction amount. 
  • Cashback is convenient as you can earn it on several purchases.
  • Various stores offer discounts on the products in addition to the cashback rewards. 
  • While purchasing through credit cards with cash back, you can also take advantage of the sign-up bonus
  • Skip the hassle of searching for an ATM when you need urgent money. Find your nearest store offering the cashback. 
  • Cashbacks are an easy-to-go option since they save you both time and money. 
  • You can optimize your spending without paying any extensive fees every year with cashback cards. 
  • The cashback cards also have a low introductory rate, for instance, 0% APR for the first six months. 

Choosing a store offering cashback cards can be quite fruitful as it comes with enticing benefits to bless you with. 

The Bottom Line 

So this was the complete list of what stores give the most cash back! 

Getting your hands on the most convenient and quickest ways of withdrawing cash is availing of the cashback facility at various stores. The cashback limits, fees, and requirements are designed for every store. The best you can do is to do your extensive research and dig out the best store for yourself. 

  • You can combine your tiny bit of errands to make an eligible purchase and enjoy thrilling cashback offers. 

As discussed earlier, retail stores most commonly support debit cards, Discover cards, and personal checks. On the contrary, several pits and bumps exist when earning cashback via credit cards. 

Frequently Asked Questions 

How much cashback can you get on CVS?

The cashback limit at the CVS is $35 per transaction. 

Can you get cashback on Dollar General? 

You can earn cash between $10 to $40 at the Dollar General. 

What is the cashback limit on Dollar Tree? 

The cashback limit on the Dollar Tree is $50.

Are there gas stations that give cash back near me?

Citgo, Conoco, Chevron, Ampm, BP, 7-Eleven, Circle K, and others give cash back.

Where can I get the most cash back?

Stores like Walmart, Fred Meyer, Kroger, and Publix are some of the leading names for scoring.