Buy Now, Pay Later

AirPods Monthly Payment – Where To Get It From?

Thinking about a life without AirPods seems a bit dull considering how convenient they are for us. As well as that, we cannot deny a bank-breaking cost associated with them. AirPods monthly payment plans can help you manage your financing!

What Will We Talk About Here?
  • Walmart and Target are top choices accepting Affirm providing AirPods monthly payment plans. 
  • Apple does not support the feature of monthly payments of AirPods. On the contrary, Affirm does.
  • The APR of the Affirm is only 10%, which is far better and lower than that of the Barclaycard. 

…and Much More!

AirPods Monthly Payment Plans – Best Options 

Out of all the available options, the top two retail companies, Walmart and Target, are our preferred choice to guide you with for AirPods monthly installment plans. 

Eligibility Criteria for Amazon AirPods Monthly Payment Plans is given below. To purchase the Amazon AirPods by making payments every month, you need to:

  1. Create an Amazon account and log in to it. 
  2. Look for the options of AirPods. 
  3. Once done, look for the payment options available. It usually has an option of payments for 5 months. 

You might be interested in reading: Amazon Monthly Payment Plans.


  • Product Name: AirPods and Wireless Charging Case
  • Payment Platform: Affirm
  • Retail Price: $169.00
  • Annual Percentage Rate (APR): 10 to 30%
  • Added Interest: $19.28 for 12 months
  • Monthly Price: $15.69
  • Delivery Time: Two Working Days


  • Product Name: AirPods and Wireless Charging Case
  • Payment Platform: Affirm
  • Retail Price: $169.99
  • Annual Percentage Rate (APR): 10 to 30%
  • Added Interest: $19.37 for 12 months
  • Monthly Price: $15.78
  • Delivery Time: Two Working Days

AirPods Financing with Apple vs. Afterpay vs. Amazon vs. Affirm

There are a number of other financing options that you can try out although each one of them has their own pros and cons. Let’s take a look!


Although you get monthly installment plans through Apple Card, it is not for Apple Gadgets but other services such as grocery, food, and a few more.

  • Although Apple does not support this feature, they have a Special Financing plan for its customers that is for 18 months. To use this plan, you need to ensure a Barclaycard Financing Visa.

The process holds its advantages, but using Barclaycard Financing Visa can be burdensome because of a few reasons.

  • When you apply for Barclaycard, you will have to go through a rigorous credit check. If, by any chance, you have a bad score, this will directly damage your credit.
  • It has lowest APR of 13.99%. This can be problematic if you have a low credit score, meaning greater the APR

Hence, we recommend looking for another available option to find practical financing solutions for your AirPods monthly payment plans. 

Large purchases of various products, as we all know, can get quite expensive, and making the one-time payment is not possible for all. Hence, if you are looking to make purchases, then you should opt for Apple Card to make monthly installments for ease. 

Go to the Wallet app available on your mobile phone and sign up to get started to use your apple card. You can then use Apple Card Monthly Installments to purchase your payment option. 


In contrast, unfortunately, no retailers provide the Apple AirPods that accept the Afterpay. Therefore, you need to consider other alternatives to avail AirPods monthly payment schemes. 


Another company that does not support the monthly payment plans of AirPods is that of Amazon. We all know Amazon is famous for the availability of online retailers, but it does not cater to this service. 

Although there are several items you can avail of on the Buy Now, Pay Later scheme at Amazon, no Apple products lie under this category. 


We kept the Affirm option because now you are well aware of several other options that hold a fair share of downsides and unwanted struggles. 

With Affirm, you can expect to eliminate all the above hurdles and get the best payment plans for your AirPods.

You will come across multiple retailers who accept Affirm payment methods, and you can purchase your AirPods and AirPods Pro model through it. 

Note! The APR of the Affirm is only 10%, which is far better and lower than that of the Barclaycard. 

Buy Now Pay Later AirPods Scheme

As we mentioned earlier, the top choices for getting your AirPods from, note that they also offer you the Buy Now Pay Later AirPods Scheme. 

  • Walmart and Target offer you this scheme with a total of $234.95 and $249.99, respectively. 

You can retail the Pro model from any available options as per your suitability. 

FYI! Pay Later deal for AirPods with charging case at Target is $139.99. Furthermore, you can purchase it for $12.99 per month at an APR of 30%. 

Financing AirPods Without Credit Check – Is It Possible? 

You might know that many payment platforms do not require any credit checks on their customers when their application. In addition, this eliminates any chances of negative impact on their credit scores.

  • But, with AirPods, the criteria vary as it is directed to prevent any anomalies and mismanagement from happening.

Up until now, you cannot buy AirPods through financing plans without a credit check on them. Since many people apply for the process and make sure they can repay or not, it is necessary to perform a credit check to see if they have any late payment history. 

It is solely dependent on the financing provider what sort of credit check they wish to perform, i.e., a soft credit check or a hard credit check.

The Bottom Line

Wireless headphones are a great deal nowadays, and Apple has long been and continues to be the best when it comes to launching a variety of products with unique features inculcated into them. 

  • We recommend you finance your AirPods through the above available options, considering the best suited for you.

Although many platforms do not allow you to do so, they have a perfect alternate to support your requirements. 

Frequently Asked Questions 

How does Apple pay monthly work?

You need to provide your personal information, contact details, Identification photo, and bank details to make payments through Debit Card by Apply pay.

How do I pay Apple monthly without Apple Card?

The facility is yet into consideration, and it will allow an “Apple Pay Later” feature along with the interest-free purchase. 

What Score does Apple Card use?

It uses a score ranging from 300 to 850.