Payment Services

Can I Transfer Money From Direct Express To Cash App or Bank Account?

If you are wondering can I transfer money from Direct Express to Cash App, the answer is YES, and we will show you how it’s done. 

What Will We Talk About Here?

1.Direct Express card is a safe way to receive federal government benefits.
2.You can transfer money from Direct Express to Cash App by opening Cash App > My Cash > Cash and Bitcoins > Add Bank > Direct Express card details > Confirm.
3.You can transfer money from Direct Express card to a bank account by calling 1(888) 741-1115 or using its online account.

…and Much More!

Can I Transfer Money From Direct Express to Cash App?

You can add a Direct Express prepaid card on the Cash App and then use it for money transfers. After all, Cash App accepts all VISA Mastercards and credit cards.

  1. Open the Cash App on your phone. Login using the correct credentials.
  2.  Tap on My Cash option at the top of the home page.
  3.  Then click on Cash and Bitcoins. This would open a new page.
  4.  Here, you need to locate and tap on Add Bank.
  5.  Provide Direct Express card details such as card number.
  6.  Confirm that you wish to link the card to the Cash App.

Once you are done setting the app like this, money transfer would be possible between Express card and Cash App.

Removing a debit that you had previously linked to Cash App is not compulsory when adding a new one. You can choose to keep both at a time.

You might be interested in reading: Does Greenlight Work With Cash App?

How Long Does It Take To Transfer Money From Direct Express To Cash App?

Direct Express to Cash App transfer generally takes less than 3 days. However, if they are not able to verify the account, the transfer may be turned down completely.

If you are new to Direct Express platform, you may have to spend additional 2-3 minutes to sign up before you can request the transfer.

Why Did Direct Express Decline Cash App Transfer?

There can be many reasons why Direct Express would be unable to make the transfer to Cash App.

  • Technical issues

Some technical issues may be temporary and settle on their own. This typically happens when either Cash App or Direct Express is down. You only need to wait for a couple of minutes and try again with the transfer.

  • Incorrect information

You must provide authentic information when linking Direct Express to Cash App. If you have entered the wrong number, CVV, or expiration date, the transfer will not go through.

  • Insufficient funds

The transfer will not be successful if you have low balance in your account. Keep in mind that Cash App requires a minimum balance to confirm transaction.

Direct Express To Cash App Transfer Limit

Initial transfer limit is set at $200. If you try to send more, the bank will not allow the transfer to proceed.

However, it is important to keep Cash App limits in mind too.

You can verify your Cash App account and receive up to $4000 per week. You can also send up to $4000 per week with a fully verified account.

How Do I Transfer Money From My Direct Express Card To Bank Account?

Knowing how to transfer money to and from a bank account is always convenient. Similarly, cardholders must be interested in how to send money from an Express card to a bank account.

Luckily, the prepaid card supports bank transfers. You can send money to a personal bank account, although the procedure differs from typical transfers.

  1. Call the customer support center at 1(888) 741-1115 and request for the transfer.
  2.  Alternatively, use the online account at US-Direct Express to send the money.
Attention! Sending money to bank account carries additional charges of $1.50 per transfer.

Benefits of Direct Express Debit Card

Direct Express can significantly improve your financial management if used correctly.

  • It Keeps Your Money Safe At All Times 

One of the biggest game-winners is that your funds are FDIC-insured. If the company collapses or there are any faults in the system, you will have the right to claim back your money.

  • Your Transactions Are Guarded With a PIN 

Every time you cash out money from an ATM or transfer funds to another account, you must provide a PIN.

The account holder creates this PIN, and therefore it remains private. Even if you lose the card or it gets stolen, the culprits can not simply use it to get money.

  • It Is Quite Convenient To Use 

Direct Express card can be used wherever Mastercard is accepted (and we know that is a long list around the globe!).

Some locations even offer cash back to customers paying via card. You can avail of this offer for goods and services at different locations.

  • Money Instantly Available To Use

Government agencies can send you money on your card with just basic card details. It will be made available within a few hours compared to checks that can take days to process.

Is Direct Express Card Safe To Use?

If you are using a Direct Express prepaid card to transfer money to a Cash App or other account, you must know how safe your money in the transaction is.

  • Direct Express offers FDIC insurance, so you don’t need to worry about losing your funds. 

The company introduced effective measures after a user lost $900 in a Direct Express phishing scam.

Now you will benefit from $0 liability if the card gets stolen or you misplace it. You can also apply for a new card right away. However, some fees apply. Refer to the section below, “Debit Card Monthly Fees and Other Expenses,” for more information. 

Attention! The protection against unauthorized transaction is not applicable if you had intentionally provided the PIN to somebody else.

Extra Reading

Direct Express Debit Card Details

Comerica Bank issues Direct Express debit cards as a safe way for eligible candidates to receive federal benefits.

  • Federal benefits cover retirement, unemployment, educational benefits, and more. 

You can receive the debit card once enrolled in the government benefit program. This also lets you open an account online and keep track of transactions and deposits.

Furthermore, Express Debit card allows you to take out cash at any ATM that accepts Mastercard. You can use it much like other reloadable prepaid cards.

You need to provide the PIN for ATM cash withdrawal. The same PIN is required when making money transfers.

Note! Direct Express card is now accepted at various hospitals, utility stores, gas stations, restaurants, etc.

Debit Card Monthly Fees and Other Expenses

Although Direct Express has kindly removed some fees, there are still others you must watch out for.

  • The card application process is free of cost. Moreover, it does not carry any monthly fee. 

Some fees you need to consider if you plan to use the card regularly are mentioned below.

Monthly paper statement$0.75
Transfer to US bank account $1.50 per transfer
Direct Express cash access$0.85
Replacement of the debit card$4.00
Delivery of replacement card$13.50
ATM withdrawal outside the US$3 + 3% of the amount
Purchases outside the US3%

Application For The Debit Card and Online Activation

You can apply for a Direct Express card by calling the toll-free number 1-800-333-1795. Alternatively, you can visit the head office and apply for the card when signing up for your federal benefits.

  • You can activate the card once you open the account, after which the benefits will be deposited per the scheme. 

There is a number printed on the back of the card. This is the helpline in case you need assistance with card activation.

Direct Express Prepaid Debit Card Eligibility Criteria

  1. Anyone with social security, veteran administration, or supplemental security income is eligible for Direct Express card.
  2. There is no need to register for bank account or credit check.
  3. There are also no monthly account fees to worry about.

Federal Payments On Direct Express Prepaid Card Account

Direct Express can accept different federal payments so that you can utilize the subsequent benefits.

  1. DFAS Annuitant Pay.
  2.  DFAS Former Spouse Pay.
  3.  Retired Military Pay.
  4.  Supplemental Security Income.
  5.  Social Security Retirement.
  6.  Railroad Retirement Annuity.
  7.  Compensated Work Therapy
  8.  Veterans Health Administration.
  9.  Assistance Program.
  10.  Reserve Education Assistance.

And more! Visit Direct Express’s official website for more information on this.

Can Direct Express Help You Improve Your Credit Score?

However convenient it may be, Direct Express differs from what you need if the primary objective is to improve your credit score quickly.

The card does not offer a line of credit. This would require you to go for a credit-building credit card, like preapprovedtotal, instead.

  • Direct Express is a debit card that uses pre-deposited money in your account. 

Unlike credit cards, you can not use any money if it is unavailable in your account. Direct Express does offer an overdraft to compensate for the deficit, but that is about it!

Customer Support Service

You can contact a representative by calling customer support center 1(888) 741-1115. Alternatively, you can also use the online account for support and assistance. 

The Bottom Line

Since Cash App has routing and account numbers, you can use it with a Direct Express card for money transfers. You have to add the debit card as an option on Cash App, and then the money exchange is a piece of cake.

Moreover, the Direct Express card provides government benefits, making it a win-win. You can cash out at ATMs, pay online for purchases, and use it in-store for billing!

Frequently Asked Questions About Can I Transfer Money From Direct Express to Cash App

How do I link my Direct Express card to my Cash App?

You can add the card to the cash app by opening the account online, tapping My Cash, and then selecting Cash and Bitcoin. Click on Add Bank to provide details about your Express card and confirm.

How to transfer money from Direct Express to Chime?

You need to enroll in direct deposit by Chime to make transfers from Direct Express work with the app. You can do so by simply calling (888) 741 – 1115.

Can you send out money from a Direct Express card? 

Yes. You can transfer money from a Direct Express debit card to personal US bank accounts. Contact the customer support team or use the online account for convenience.

Can I transfer money from a Direct Express card to Venmo? 

Venmo accepts any card registered as VISA, Mastercard, or under names like Discover. Therefore, you can use the Direct Express card with a Venmo account for funds exchange.

Can I withdraw money from Direct Express without the card? 

Taking out cash at an ATM with a Direct Express card is possible. You also need the card for any cash back at retail locations.

Can I transfer money from Direct Express to PayPal?

You can transfer money from Direct Express to PayPal but you need to use a bank account to act as a bridge. You will then move funds from Direct Express to bank account and then send money from bank account to PayPal.