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IndigoApply | Respond Invitation Number To Mail Offer Online Right Away

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It seems like getting approved for good credit card with an average score is not a problem anymore. invitation is here to add to the ease of becoming a cardholder.

Is this card a good choice for those with poor credit score? The truth is that Indigo would even take care of those users who have faced recent bankruptcy.

It is a great option for people who wish to improve their credit score fast. Unfortunately, the card does not come with many rewards but you would evidently see a jump in your score if you continue to make timely payments.

The Indigo Mastercard can be used at more than 35 million locations around the globe. Moreover, it is not not difficult at all to apply for this card especially if you have received an online mail offer from IndigoApply, Getmyoffer.Capitalone & Doubleyourline.

In this article we will give you a quick overview of IndigoApply and then take you through a guide on how to respond to mail offer and how to apply without getting a mail offer.

Let’s go!

Why You Should Respond To IndigoApply.Com

You might be wondering what sets apart Indigo Platinum Mastercard? There are so many credit cards to choose from so why should you go for Indigoapply? We will tell you why.

First of all, it is a great card if you wish to enjoy a safe experience. The Indigo Platinum Mastercard provides coverage for your debts.  It guards your credit card service, Email IDs, passwords, and other confidential statement that you share with the bank.

What’s the worst that could happen? Your card gets stolen! Even in this case, there is no need to hesitate. There is a $0 fraud liability for all the unauthorized transactions made which means that you will not be held accountable for any of these purchases.

The next perk is that they have a very user-friendly online account. You can set it up and access it as soon as you are approved and receive the card.

You can also opt for cash advances at any financial center regardless of the state you are in. The amount of advance possible would depend on your credit worthiness and credit limit.

Note! If you wish to read more details on this, kindly go through Cardholder Agreement that you receive along with the credit card.

Lastly, you would have full coverage against collision damage for eligible, registered vehicles. The best part is that you can reach out to their representatives in case of daily emergencies such as fuel shortage or flat tire and they would help you!

IndigoApply Highlights

There are many things you need to know about this card before applying. For example, it can prove to be costly on monthly basis as compared to other credit-building cards in the market.

The good side is that you have a chance of applying for a low annual fee. This depends on your creditworthiness. Additionally, the qualification and application process is easy and fast.

If you proceed to check for pre-qualification, it would not hurt your credit score in any way. While choosing the card, you are free to make a pick from number of designs that are available.

Once your application is approved, you can immediately setup a mobile account to keep a check on your transactions. This service is available throughout the day without any additional charges.

IndigoApply Platinum Mastercard
IndegoApply at a Glance
  • Easy and quick application
  • No security deposit
  • Good credit limit
Credit Score
350 – 850

Check in Detail

Some important things you should know are:

  • Required Credit Score: Fair
  • Annual Fee: $0 to $99
  • Regular APR: 24.90% (non-variable)

You might be wondering why this card card charges such high fee. The reason is that most unsecured cards do it because they are not taking any deposit from you as security.

Respond To Mail Offer From

Note! Applying for Indigo Mastercard is one of the easiest tasks that you can get done with in minute. The job is made even more smooth in case you have received an online mail offer.

Were you one of the lucky recipients? Great! Here’s what you need to do next.

First of all, open your web browser and type in This is the official website where you need to provide details for credit card application.

The page will ask you to fill out two important fields, Zip-code and an invitation number.

The invitation number of a 12-digit code that would be given on the mail offer that you just received. The process will take less than 3 minutes to be completed.

What’s next? You wait! If your application is accepted, you would hear from the bank within a week. In case it is rejected, you will be notified via email along with the reasons behind disapproval.

There is also a scenario in which you might not get to hear from the bank at all. This means that the decision regarding your application form is still pending. You can wait for a couple of days before calling and getting in touch with a representative.

Note! Getting a pre-approved mail offer means you fulfil some criteria of becoming a cardholder. However, it does not guarantee that you would be accepted.

What To Do In Case Your Mail Offer Is Missing

It would have been a great news if you have received a pre-approved mail offer but there is nothing to worry about if you have not.

There is another way in which you can check yourself for the eligibility of getting a mail offer.

In order to do that, you need to visit Here you will be able to locate a button “See if you are pre-qualified.”

Clicking on this tab would take you to a digital form. Here you need to provide your full name, suffix, residing address, city, state, zip code, date of birth, social security number, email address, and phone numbers.

After entering all the information, just click on submit and you will be notified within minutes where you pre-qualify for the offer or not.

Note! When your credit card application is accepted, the card would be delivered to you within 14 business days.

If you notice a delay, you can immediately contact their lost/stolen department for help. This is possible by calling at 1-888-260-4532.

Final Note  

Indigo credit card is a great plastic to rely on if you were looking for an option to improve your credit score. Look at how easy the application process is and that’s why we suggest you go for it right away!

The credit card is great for showing the credit bureaus that you are a responsible cardholder. This would eventually let you fix the poor credit score over time.

Although there are some fee involved, the long-term gain of the card is praiseworthy. Moreover, not many applicants are rejected so you have a solid chance, if not 100%, of being approved.

There is one important thing to note here! It does not matter if you get your hands on one of the best credit cards, these would be of no use if you don’t remember to make timely payments.

You just need to maintain good credit habits and soon you would see the improvement that you are looking for. Perhaps in just a couple of months, you would be able to apply for better cards.

Frequently Asked Questions

What bank is responsible for issuing Indigo credit card?

Celtic Bank, Salt Lake City, UT gives out Indigo Mastercard. It is a reliable institute that has provided credit cards to a number of users around the United States.

Is Indigo’s credit card safe to use?

Indigo Platinum Mastercard is a simple and safe card that you can use to build your credit score after a potential bankruptcy. It offers easy approval and a number of features that can help boost your credit score fast. The best part is that this card is open even for those customers who have been turned down by other credit card issuers.

What is the limit on Indigo Platinum Mastercard?

Since the Indigo card is meant for those with a poor credit score, the credit limit is not that high. In fact, you can only go to $300. You also have to keep in mind applicable charges are initially deducted from the credit line you have. For example, if you were approved for the card with a $40 annual fee, the credit limit available to you would be $240 only.

Am I allowed to close my Indigo account?

You can choose to cancel your Indigo credit card whenever you feel the need to do so. Any customer who wishes to close his account should call at 1-866-946-9545. According to a study, many users cancel their Indigo account considering the high annual fee that is applicable from the second year.

Can I request the Indigo credit card issuer to waive off my annual fee?

Unfortunately, there is no way that you can waive off annual fee on the credit card. It is true that the fee is hefty when talking about Indigo

Platinum Mastercard but a better alternative is that you should work towards an improved credit score that will allow you to apply for a better card so you can close this account before the next annual fee is due.

Does the Indigo credit card easily increases credit limit?

Indigo Platinum Mastercard is an interesting option for customers with a poor credit score. However, for this reason, it allows a minimal credit limit only. You can improve the credit line after maintaining the card responsibly for at least a year.

I applied for an Indigo credit card a week ago. How will I know if my application has been approved?

Typically, the bank will send you the credit card and other essentials within 14 days if your application is approved. On the other hand, if the form was rejected, you would be notified via mail in 10 to 14 days. If you need further assistance, feel free to call at 1-866-946-9545 from 6 a.m. to 6 p.m. This number is available 7 days of the week.

Is the Indigo credit card backed up by a mobile app?

Yes! Indigo launched its mobile application back in 2013. However, the app is available on Androids only.

Can I be approved for the Indigo credit card with a score of 500?

Any number between 300 to 550 is considered to be a poor credit score. Luckily, the Indigo Platinum card is open to those with a less-than-average score so you can safely apply for it and keep your hopes high!

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