Payment Services

Can I Withdraw Money From Chime Without Card Using These 4 Easy Methods

Chime is a digital banking network used to transfer and withdraw money, especially in the US, using the Chime routing number. The online bank is efficiently used along with a Chime card, so if you do not have one, that would leave room to wonder if you can withdraw money from Chime without a card.

What Will We Talk About Here?
  • Users cannot withdraw money through Chime without a card because Chime account is not linked with ATM machines.
  • In the absence of Chime card, user can withdraw money through using his friend’s account, can link Chime card with digital wallet, can use debit card and can withdraw money from another account.
  • Apps like PayPal, Cash App, Google Pay, Apple Wallet etc. can be used to withdraw money from Chime account without a card.

…and Much More!

How To Withdraw Money From Chime Without Card?

It may be that you have lost your Chime card, are not carrying it while travelling, or simply have not obtained it yet and want to withdraw money from your Chime account. First thing first, it is possible!

You can use multiple ways to withdraw money from your Chime account without a card. Here’s a quick overview. 

  • You can use your friend’s account for money withdrawal. 
  • For payments, use a mobile payment app.
  • Use your Digital Card.
  • Send your money to another account.

You might be interested in reading: Apps like Chime.

Make Use of Another Account or Card

One of the most convenient ways to use your Chime account without a card is to transfer your funds into another account. You should have a bank account and a debit credit card for this. Then, you can share your money from your Chime account with any of your bank accounts. It will take only two days.

  1. First, open your Chime app or the official website of Chime.
  2. Select a specific bank from the list of banks.
  3. Link your bank account with your Chime account.
  4. Complete your bank details, such as your name, account type, etc.
  5. Send money from your Chime account to the bank account.
  6. After completing the transaction, use your ATM card for money withdrawal.

Always remember the information on your Chime card and bank account. Moreover, ensure you have a valid debit or credit card for the money transfer to be successful. You should also have a bank account and a card linked with this account to obtain funds from another account.

Use of a Prepaid Debit Card

There are multiple options for money withdrawal without a card, including your prepaid debit card. You can withdraw and transfer money only through your prepaid debit card, even through the ATM Machine. Here’s what you need to do for money withdrawal from your Chime account to a prepaid debit card.

  1. Open your Chime app.
  2. Go to the settings from the top left side and open them.
  3. Move towards the option of viewing my card.
  4. Here, you will have all the details of your card.

This type of money transfer is used for paying bills at markets, hotels, airports, cafes, and utility stores.

Send Payment via Mobile Digital Wallets

Another way to withdraw money from Chime without a card is to use your Mobile Digital Wallet. There are different platforms that you can utilize; some of these are mentioned below.

This method is mainly used when you do not want to withdraw money from your account and would like to assess how much money you have in your account. In order to send money through your mobile digital wallet, you need to perform the following steps.

  1. Open your Chime account.
  2. Go to the mobile payment solutions option.
  3. Link your Chime account with any of them.
  4. Correctly put your account and payment details in your mobile app.
  5. Further, transfer money from your account through the Chime transfer method.

While using a smartphone, you have to scan a barcode and ultimately will get the complete information of your Chime balance. Nonetheless, it is essential that you choose the most suitable mobile app and that your device should support peer-to-peer payments.

Get Help From a Friend

If a customer does not have his Chime card and wants to withdraw money, he can also use his friend’s account. However, in this case, your friend should be a Chime user, and your account should have sufficient funds to complete the transfer.

  1. Open your Chime app.
  2. Login to the account.
  3. Then, open the Friends tab from the Chime mobile app.
  4. Fill in detailed information about your friend like name or username.
  5. Then, insert the amount of money you want to send.
  6. At the end, press the Pay tab to complete the transfer process.

This is the most suitable method for money transfer via Chime without a card because you can send up to $2000 within a month. Moreover, the transfer completes very quickly, and there is no fee deduction since the transaction occurs between two Chime accounts.

You might be interested in reading: How To Delete Chime Account Safely?

Extra Reading

Chime temporary card is a one-time use virtual card you can create within the Chime app.

  1. Log in to your Chime account. 
  2. Then go to the Cards tab and select Create Temporary Card. 
  3. Enter the amount of money you wish to load.
  4. Hit Create. 

You can then use the card for purchases. However, the temporary card can not be used for withdrawals.

Currently, Chime does not have a cardless ATM. The facility may be introduced in the future but, for now, all we can do is hope.

The Bottom Line

Although there are up to 55 thousand Visa Plus Alliance ATMs, Money Pass, etc., for money withdrawal worldwide, you must have a Chime card to withdraw money from your Chime account. This is because Chime is not accessible from all these centres.

So, there are multiple other ways that you can use to do transactions more simply. Please choose the best way to withdraw money through a Chime account and then enjoy all its features!

You might be interested in reading: Chime Stimulus Check.

Frequently Asked Questions

Is withdrawing money from a Chime account without a Chime card possible? 

You will have to find a cardless ATM for such transactions. Other than that, Chime only allows withdrawal with a card.

Can I manually enter my card number at the ATM for cash out?

Most ATMs allow you to do that in case you don’t have a physical card. However, this might not work with Chime withdrawals.

How to use Chime Spot Me without a card?

Chime Spot Me requires you to have a Chime bank account as well as a Chime debit card.

Can I send money to someone from Chime without a card? 

Open your mobile app and click on Friends. Then, search the recipient’s name via Chime tag or email ID. Provide the amount you want to send, confirm details, and then hit send. You don’t need to have a card for this type of transfer.

Does Chime’s temporary card offer cash back?

There is currently no cash-back offer on the Chime temporary card.