Payment Services

Can You Use PayPal For Onlyfans What Are Your Other Options?

Since Onlyfans is quite famous amongst content creators, it is essential to know which payment methods are accepted here.

With the increasing use of virtual payments and mobile apps, you might be caught wondering if you can use PayPal for Onlyfans. Let’s find out!

What Will We Talk About Here?


  • PayPal can not be used on Onlyfans by senders or recipients of the funds.
  • Acceptable methods of payments on Onlyfans include VISA card, Maestro, Mastercard, certain credit cards and debit cards.
  • Onlyfans also support direct bank transfers and international transfers.

…and Much More!

Does Onlyfans Take Paypal

PayPal is one of the most widely used payment methods around the globe. It allows funds to transfer to multiple accounts like the Skrill Cash App and accepts funds from different apps like VenmoNetspend, and Zelle.

  • Unfortunately, it is not possible to use PayPal on Onlyfans. 

The most obvious reason is that PayPal has a policy against sexually oriented content that is being promoted via digital platforms. Since Onlyfans has specific creators working in this category, payments via PayPal are not currently possible.

The bit of adult content found on the website is different from the reasons users can not subscribe to payments via PayPal. Although this is annoying, no change in policy can be expected any time soon.

Attention! PayPal transfers on Onlyfans is not allowed for senders or recipients of the funds.

Alternative to PayPal: Acceptable OnlyFans Payment Methods

PayPal isn’t the end of the world, right? Luckily, you can make use of other payment techniques, some of which are as convenient as PayPal itself. Below are some of the ways of transferring funds that work with Onlyfans.

  • Visa cards 
  • Maestro 
  • MasterCard
  • Discover credit cards
  • Debit cards 

Although no official statement could be found about the use of reloadable debit cards here, it is evident that Onlyfans does not take payments through gift cards or E-wallets. Keep reading to find out more about payment techniques that do not work on this platform. 

You might be interested in reading: How to transfer money from gift card to PayPal?

Do Credit Cards Work on Onlyfans?

Yes! Credit cards are accepted on Onlyfans, although many users are hesitant about providing their card details on a platform where they may have to face fraud or scams.

  • Luckily, Onlyfans is a secure website that keeps all your credentials safe. 

If you decide to add a credit card as a mode of payment here, the subscription will show up on your bank statement, to which none of the third parties will have access. Consequently, no one will be able to misuse your credit card details.

Now, let’s get down to the steaming question: Which credit cards can you use here? Well, you can choose from a long list since Onlyfans is open to many names. Here are a few options that will help you decide!

Capital One Quicksilver Cash Rewards Credit Card

Annual Fee: $0
Regular APR: 26.99% variable 
Recommended Credit Score: Poor to average

This credit card comes with a whopping 1.5% cash back offer on most purchases. It also allows cardholders to improve their score over time by reporting responsible behaviour to the three major credit bureaus. Moreover, it has a $0 fraud liability feature to guard you against unauthorized transactions.

Capital One Platinum

Annual Fee: $0
Regular APR: 26.99% variable 
Recommended Credit Score: Poor to average

Capital One Platinum is a secured credit card that automatically increases your credit line after six months if you are able to use it responsibly. Similar to Quicksilver, it also offers a $0 fraud liability feature.

OpenSky Secured Visa Credit Card

Annual Fee: $35
Regular APR: 17.39% Variable 
Recommended Credit Score: Poor to Average

This one is an excellent choice since it does not require a credit check for application. OpenSky can help you immensely improve your credit score by reporting to the three major credit bureaus. You can also utilize the official website for expert advice and guidance on financial matters.

Extra Reading

Payments Methods Onlyfans Does Not Take

Consequently, it does not let you pay via Apple Pay, Samsung Pay, Google Pay or any similar service.

  • This is because Onlyfans does not work with cards that are without 3D secure authentication as a way to avoid fraud. 

Since you are required to verify via VISA or Mastercard code, the transaction will be denied when the SMS code is not entered. No authentication, no money transfer!

How do you pay for OnlyFans without a credit card? Your best bet is to use virtual prepaid cards. This will also prevent OnlyFans or “OF” from being visible on your bank statement.

Ways To Receive Fee On Onlyfans

If you are a content creator on Onlyfans, your biggest concern may be how to receive the payment for your work. Some of the options available include:

Onlyfans have also recently introduced direct transfers (OCT) to simplify the process of receiving funds further.

  • With direct transfer payments, you can make use of a minimum withdrawal limit as low as $20 and the security of transactions is also improved. 

OnlyFans withdrawal time depends on the type of method that you use. Manual bank transfers can take 3 to 5 business days; automatic bank transfers require up to 5 days, and direct/ACH transfers are complete within two days. Wire transfers can take up to 5 days internationally.

Payment Denied on Onlyfans Website

Rejection of payment via card on the website is a common issue. Therefore, the first thing that you have to confirm is that you are using a card that the site accepts.

Moreover, the transfer may also be declined due to lack of funds in your account. If that is the issue, moving money to your debit card should solve the problem.

  • Moreover, expired cards obviously will only work with those cards that have outdated information. 

OnlyFans will allow you to try a transaction for up to 3 times. You might be denied access to content if you are unable to provide the correct verification. You can contact content [email protected] for help.

The Bottom Line

Onlyfans is a famous hub for content creators. Therefore, the give-and-take of online payments is essential here.

Although PayPal is not compatible with the website, there are multiple other ways to receive funds on PayPal, such as through Visa cards, Mastercards, and more.

Frequently Asked Questions

Can you use PayPal for Onlyfans without a card? 

It is not possible to use this service on Onlyfans. However, the website accepts funds from cards like Visa, Maestro, Discover credit cards, debit cards, or Mastercards.

Does PayPal’s debit card work on OnlyFans?

No, you can not use PayPal for payments on OnlyFans.

Does OnlyFans have gift cards?

You can get gift cards for OnlyFans, which are available in a variety of denominations. The gift cards make it easy to choose the right amount for the recipient’s needs.

What is Onlyfans’ payment procedure? 

The payments on this platform are processed on a daily basis. This means the client submits the amount daily, and users can obtain the funds every day as well. However, the pay-outs are on a weekly rolling basis.

Can I use Onlyfans and pay here anonymously? 

You are allowed to use a fake name and not upload a picture when making an Onlyfans account. However, since the sign-up will require you to provide an email ID and contact information, you have to share an authentic one. Also, keep in mind that such details are not shared with anyone.

How to pay for Onlyfans anonymously?

You can use Virtual Mastercard for OnlyFans to pay without sharing personal information. It is a disposable Mastercard that does not require you to transmit credit card or debit card information.

Does Fansly take PayPal?

Fansly currently accepts bank transfers, Skrill, and Paxrum. You can pay with cryptocurrency in select countries only.