Does Amazon Accept Netspend and Other Prepaid Debit Cards?

Netspend card is extensively being used for various transactions, especially online shopping or money transfers to bank account, PayPal, Cash App or Chime. So if you are wondering does Amazon accept Netspend, the answer will not disappoint you. However, there are certain limitations that you have to keep in mind and that we will discuss below. Let’s go!

What Will We Talk About Here?
  • Amazon does accept Netspend card along with other prepaid cards such as American Express, Mastercard, and Prepaid Visa.
  • There are certain restrictions that apply to the use of prepaid card at Amazon, for example, you can not use them in combination with a credit card for a single order.
  • You can add Netspend to Amazon account by Amazon official website > Your account > Amazon Wallet > Manage Payment Options > Add Payment Method > Add Card > Netspend Prepaid card information > Confirm.

…and Much More!

Does Amazon Accept Netspend?

Amazon is a multinational technology business. It is based in Seattle but the operations have been spread to multiple regions and currently, Amazon is considered to one of the most successful e-commerce giant.

Since all the payments here are processed online, customers have been seeking clarification with regards to payment methods acceptable on this platform.

  • When it comes to prepaid cards, Amazon does accept Netspend cards as well as range of other prepaid card for user’s convenience.

All in all, you can use American Express, Mastercard, and Prepaid Visa cards at as well as when shopping through the Amazon app.

You might be interested in reading: Does Amazon Take Afterpay?

Add Netspend Card To Amazon Account – Step By Step Guide

Prepaid cards typically work as credit cards except the fact that the money, in this case, would not come from the bank. You would have to load the balance on to the prepaid card yourself. Consequently, these cards need to be registered before they can be used for online purchases.

Needless to say, you also have to register the Netspend card with Amazon before you can utilize it to buy anything. The registration process is quite straightforward. Here’s how you can add the Netspend card to Amazon account.

  1. Visit and provide credentials to log in to your account.
  2. Then locate the menu button at the top left corner of the screen. Click to open the main menu.
  3. Then choose Your Account from the drop down menu and scroll down to find and tap on Amazon Wallet.
  4. Select Manage Payment Options from the next menu.
  5. Click on Add Payment Method and then tap Add Your Card.
  6. In this next section, you would have to provide necessary Netspend Prepaid Card information.
  7. Once done, wait for the system to verify for your details after which you will receive the message Payment Method Added.

Afterwards, you can start shopping. At the check out, you will be able to see the option of paying through prepaid card and that should let you use your Netspend card for the payments.

You might be interested in reading: Does Amazon Take Apple Pay?

Restrictions That Apple To The Use of Prepaid Card At Amazon

All in all, it is easy to use a prepaid card to pay for purchases at Amazon. However, you do need to keep certain restriction in mind that may hinder this process.

  • Amazon does not host the option of 3-digit CVV code given at the bank of the card. Therefore, if the issuing bank requires this code, the payments may not possible.
  • Users can not employ prepaid cards in combination with credit cards for a single order.

Moreover, if the prepaid card is linked to a certain bank, $1 may be kept on hold from spending until your ongoing payment processes successfully on Amazon. This is because some banks required prepaid cards to be registered and that charges 1 dollar as fee.

Attention! The restrictions mentioned above apply to certain prepaid cards only. You will have to check the details of the one that you are using for clarity.

Extra Reading

Netspend Card – How Does It Work?

Netspend is associated with The Bancorp Bank and it issues cards in collaboration with state and federally authorized financial institutions. Visa and Mastercard prepaid cards are available here and the funds kept there in would be FDIC-insured for maximum security.

These cards can be used like any other debit card. They support deposit, withdrawal, ATM withdrawal, online payments, allow others to send you money to your netspend card and offer a selective range of money management tools as well.

  • You can also enjoy cashback rewards, budgeting tools, and SMS notifications that would keep you up to date with ongoing account situation.

Filing for a Netspend card is not a hassle at all. You can complete the application online simply by providing your full name, contact address, and email address. The authorities will verify your information and if approved, the card will be mailed to you within 10 business days.

Where Can You Use Your Netspend Card?

Netspend prepaid card stands out as it can be used as a credit card or a debit card as per your need. You can use the card for multiple payments. Some of the things that customers extensively pay for using Netspend are mentioned below.

  • Grocery bills
  • Gas bills
  • Payments of utility bills online
  • ATM withdrawals
Attention! Netspend card charges $1 transaction fee when used as a credit card.

On the contrary, debit card purchases would charge you $2 as service fee. Moreover, customers need to provide PIN at the time of transaction for it to be successful.

Netspend has introduced Premium Fee Advantage Plan through which Individual transaction fees are compensated. It charges up to $9.95 per month. ATM withdrawals also come at a cost of $2.50 to $4.95.

You might be interested in reading: Convert Amazon Gift Card To PayPal.

Other Ways To Shop At Amazon

Amazon does not have any plans of leaving its customer to a hassle-filled shopping experience. Therefore, it offers plethora of payment tools that can be used to clear the bills at Besides prepaid cards that we have already discussed above, here are a few other payment methods that you can employ.

  • Debit Card

You can register any of the debit card by providing the card number under Payment Option tab in Amazon account. This would work similar to a credit card and allow you to pay for the purchases online within seconds.

  • Bank Account

Perhaps the most convenient way to shop at Amazon is to simply link your Amazon account to your personal checking account and pay for purchases with account and routing number. You will find the option to do so under Payment Options tab that allows you to enter bank account details and other personal identification data to complete the connection.

  • Amazon Gift Cards

You can purchase Amazon gift cards at most of the major retailers in the US and load it on your Amazon account under Gift Card Balance tab. This would require you to enter the 15-digit code that is printed at the back of the card. Then you can use the balance to shop at Amazon or when purchasing their app.

  • Amazon Cash

You can load cash directly to your Amazon account using this service. Accountholders would find a bar code on Amazon Cash page of their Amazon account. Simple take a picture of this unique code and visit any of the of the supporting store to request them to add cash instantly to your account. There are no additional charges for this service. You can use Amazon Pay to shop at different stores as well.

The Bottom Line

That should answer your question of does Amazon accept Netspend or not. Fortunately, Amazon does support payments from multiple prepaid cards as well as monthly payment plans. However, you need to make sure that there is enough money loaded on to your account at the time of shopping.

Alternatively, you can also use credit cards, Amazon store gift cards, and Amazon Cash to pay for the purchases at the online store. All of these payment methods are quite convenient to use so you can complete your shopping without any hassle or worries.

You might be interested in reading: Does Amazon Take Klarna?

Frequently Asked Questions

How can I use Netspend card on Amazon?

You simply need to register your Netspend card with Amazon by adding it as verified payment method at

What other stores support the use of Netspend card?

This list is pretty long since Netspend is a prepaid card and works at innumerable places around the US. You can use it anywhere a debit Mastercard or Visa debit card is accepted regardless of online purchase or in-store purchases.

Why is my Netspend card not working online?

One of the most common reasons for why your Netspend card may not be working is that you are left with insufficient funds in your account. It may also be that you have not activated the card or have not registered it with the online merchant. Lastly, you should recheck the contact information that you have provided.

Is Netspend linked to a bank?

Yes. Netspend is associated with The Bancorp Bank which issues these prepaid cards.