Payment Services

How To Transfer Money From Apple Pay to Cash App?

Users who are on both apps have some ambiguity as to how they can transfer money from Apple Pay to Cash App.

It is important to note here that just like Venmo to Cash App money transfer, the transaction can not be direct but it is still possible.

Let’s take a look!

What Will We Talk About Here?
1. You can transfer money from Apple Pay to Cash App by using Apple Pay Wallet > Transfer to Bank > Amount and mode of transfer > Confirm > Cash App > Add Cash > Amount > Add Money.
2. Apple Pay allows you to send up to $10,000 per transfer and up to $20,000 in a week.
3. You need to activate your Cash App card before adding it to your Apple Pay wallet.


…and Much More!

How To Transfer Money From Apple Pay to Cash App Account

Apple Pay only allows you to link credit cards or debit cards. This means, although you can add money to Cash app card directly, transfer to Cash app account needs to be indirect and via a bank account.

Send Money From Apple Pay To Linked Bank Account

  1. Open Apple Pay Wallet and click on Apple Cash Card.
  2. Then select the option of Transfer to Bank account.
  3. Provide the amount of money that you wish to transfer.
  4. Choose the mode of transfer i.e. standard or instant money transfer. Keep in mind that standard money transfer can take up to 3 days.
  5. Use touch ID or other forms of verification to confirm the transaction.

Transfer The Funds From Bank Account To Cash App

Now that you have the desired funds in your bank account, you can make a transfer to Cash App directly.

  1. Open Cash App on your device and click on My Cash option.
  2. Tap on Add Cash in the next window.
  3. Enter the same amount that you had previously sent from your Apple Pay account to bank.
  4. Tap on Add button to confirm the transaction.

How To Add Cash App Card to Apple Pay Account For Direct Money Transfers

You can add Cash App card to Apple Pay by using either of the two platforms. Regardless of which one you choose, the protocol is simple and shouldn’t take much of your time.

Here’s how you can add Apple to Cash App using the app.

  1. Open Cash App on your device and click on Cash Card.
  2. Then select Add to Apple Pay.
  3. Follow the instructions on the next page until you reach the final step.
  4. Click on Done to finish off the process.

Similarly, you can use Apple Wallet to add the Cash Card. This is how it works.

  1. Open Apple wallet on your device and tap on +.
  2. Click on Credit or Debit card and provide a picture of your Cash Card.
  3. Follow the instructions on the next page until you reach the final step.
  4. Finish off the process to see the Cash Card on your Apple Wallet.

Extra Reading

Apple Pay Transfer Limits

Most money transfer apps like Venmo and Chime come with transfer limits. The same goes for Apple Pay which restricts the amount of funds that you can send or receive from other accounts.

  • Apple Pay allows you to send up to $10,000 per transfer and up to $20,000 in a week.

Such transactions are limited to the banks in the US and will not be authorized for other financial institutions. Moreover, as it is one of the few platforms that let you transfer a huge amount in one go, it is important to confirm bank account details before hitting the send button.

How To Verify Cash App Card Before Money Transfers

Activating your Cash App card is one thing, another step is to verify your account to increasing the transfer limits with Cash App. This can help you obtain larger funds from others in a single transaction.

  1. Open Cash App on your device and then click on the Profile Tab.
  2. Locate Personal tab on the next page from the menu.
  3. Now you will be required to provide personal information such as contact address and date of birth.
  4. Fill in the required data and proceed to the next step.
  5. Wait for confirmation mail which will reach you as soon as the verification process is complete.

Attention! It is not possible to add non-activate card to Apple Pay.

Cash App Verification Not Working In Apple Pay

There might a number of reasons why your Cash app verification fails. However, before you jump into figuring out more confusing solutions, make sure that you have a stable internet connection with appropriate network speed.

  • It is also important to confirm that the card has not expired.

Lastly, certain updates can weigh down an app and cause hindrance in normal operation. If Apple Pay is being updated at that moment, you might not be able to add Cash App card to your account. No worries, just wait a minute and check again.

The Bottom Line

So this is how indirect money transfer from Apple Pay to Cash App works. Although it is not possible to send funds directly between these two platforms, using bank as a mediator should not take too especially if you opt for instant transfer mode.

Moreover, Apple Pay is now a widely accepted mode of payment that you can use at speedways, stores, gas stations, and super-markets.

Therefore, instead of transferring funds to a payment app, you should first confirm whether you can utilize the money as it is from the Apple Pay Wallet.

Frequently Asked Questions About Apple Pay to Cash App Money Transfers

Is it possible to send funds from Apple Pay to Cash App?

Yes you can transfer funds between the two apps although you need to link a bank account which can act as a mediator. Cash App card users can also add the debit card directly to their Apple Pay wallet for more convenient use.

Will it take long to send money from Apple Pay to Cash App?

This depends on the mode of transfer that you choose. Instant transfer guarantees that the funds will reach the other account immediately. Standard transfer may take up to 3 days to complete.

Can I get cash back with Apple Pay?

Yes. Apple Pay does offer cash backs at certain stores, for example, Uber, Walgreens, Nike, etc. The cash back is set at 3% and hopefully, it would be introduced at other merchants stores soon.